Public Sector

The public sector has its unique risks, and every city, county, and district is different. We have decades of experience providing custom programs designed to protect public servants, JPAs and enterprises—and free them to pursue their civic mission.

Our approach

Public sector leaders are faced with complex risks, face budgetary restraints, and need innovative strategies to support service improvements. We help manage the risks and contain costs.


Insightful risk management

We assess your current risk financing strategy and help you make informed, data-driven decisions so that you can focus on emerging issues and keep constituents happy and healthy.

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Custom strategy

Without the restrictions of a pool, you can stay in control of your policies at all times and make changes easily.

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Worry-free compliance

We learn about your district and keep you informed of the rules and regulations that affect your business and employees so you can stay in compliance with local laws.

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Deep relationships

Our strong relationships with carriers means we’ll find the right match for each of your needs, the right price for your bottom line, and a rewarding benefits package for your employees.

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Subject matter expertise

The hand-picked professionals supporting you at Newfront bring decades of experience working with public entities, both in business insurance, and in employee benefits and total rewards programs.

  • Our public sector knowledge includes a deep understanding of exposure and coverage analysis, MOC analysis, and more
  • From legislative alerts to regulatory updates, our service team and in-house benefits counsel ensure you’re compliant
  • Our employee benefits team specializes in detailed plan design, demographics, provider network discounts, and healthcare trends


Mark Stokes

Mark Stokes is the Education and Public Service Leader at Newfront. He brings over 35 years of commercial insurance industry experience, where he spent the first 10 years on the carrier side specializing in the design and management of large alternative risk workers’ compensation financial plans. Mark joined the insurance broker community in 1994, where his focus continued on workers compensation and specifically self-insurance and high-deductible programs. He is a recognized thought-leader and designer of innovative risk management plans for public entities including school JPA’s and school districts.​ Mark is responsible for working with the service teams to help set strategic goals, delivery outstanding client service, and ensure engagement of high-quality risk management resources as needed.