Real Estate

Risk is endemic to properties. Fires, floods, slips, trips, and falls, and social inflation driving up litigation—just to name a few. Newfront understands the types of risk you face. From luxury condos to shopping centers, we build customized solutions to protect your portfolio.

Our approach

Whether you’re an owner, developer, or manager, our team acts as a proactive partner identifying exposures, streamlining coverage, and optimizing your whole portfolio’s risk-management strategy.

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Reducing risk

We conduct a thorough evaluation of your risk profile to help mitigate common exposures, vet tenant contracts, and more. With our in-house loss control team, we work to reduce your liability through proactive advocacy.

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Weather events and catastrophe

Wildfires, storms, flooding, and hurricanes imperil properties—and harden the market. Our evaluation models anticipate loss expectancies in CAT-prone geographies, helping you make informed coverage decisions.

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Valuable carrier relationships

Newfront has deep partnerships with the world’s leading insurers. These carriers specialize in real estate risk and provide risk mitigation with the industry’s most competitive programs.

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Thoughtful renewal process

We educate our clients about market fluctuations well in advance of renewals and work collaboratively to get the best results based on actual market conditions.

The Newfront difference

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Ahead of the modern risk curve

Premiums are up. Coverage is more restrictive. Accurate valuations are hard to come by. Litigation is a chronic threat. We monitor markets and craft program structures that fit your actual risk and are priced to reflect it. 

Subject matter expertise

Our dedicated team of real estate specialists partner with you to customize the most effective strategy to protect and grow your business.

  • Tenured leadership team averages 15-20 years of dedicated industry experience

  • Deep relationships with top property and casualty insurers ensure the broadest negotiated coverage, risk mitigation, and claim management services

  • In-house Risk Engineering team provides Valuation, Probable Maximum Loss (PML), and Fire and Flood analysis to ensure your portfolio of assets are adequately protected

  • Claims team provides hands-on advocacy and coverage negotiation support

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Industry-leading technology

Newfront uses structured data models to understand every detail of your program and streamlines processes through our connected platform.

  • 24/7 access to your insurance program and portfolio of insured assets on any device through Newfront’s connected dashboard

  • Download and upload policy documents, Statement of Values, Valuation and Probable Maximum Loss models, disclosures, and sensitive files quickly and securely

  • Policy information is stored, which can be updated and reviewed in real-time, making the renewal process more efficient

  • Centralized invoices, including asset premium allocations, to enhance transparency and allow one-click payments with your preferred payment method


Jonathan Naranjo

Jonathan Naranjo is Head of Real Estate at Newfront. With more than 20 years of experience, Jonathan focuses on the risk management and commercial insurance for habitational/luxury high-rise HOAs and CoOps, commercial real estate portfolios, REITs, and new developments. Jonathan is a 2023 Power Broker finalist.