Consumer product companies with supply chain and inventory risks need to know that not all property insurance is created equal. 

Join  Newfront’s Michelle Landver, Commercial Insurance Broker, and CPG  specialist, for a Fireside Chat with Connie Harwell, Marine Underwriting  Manager at Mitsui Sumitomo Insurance Company. A high-level overview of  how supply chains and inventory can be insured will be discussed along  with the advantages of placing coverage through a Stock Throughput  policy. As businesses hold more inventory due to supply chain  constraints and rely on those assets to maintain their financial health,  brand integrity and reputation with customers, properly insuring their  supply chain and inventory has never been more critical. 

Insuring Inventory: Property Policy, Cargo, Inland Marine or Stock Throughput?

Supply Chain Risk Control & Claims Best Practices

Insuring Your Supply Chain & Inventory and the Benefits of Stock Throughput Coverage

https://pages.newfront.com/WBN2022-10-20InsuringYourSupplyChainInventoryandtheBenefitsofStockThroughoutCoverage_LP-Registration.html

The HIPAA rules provide that HIPAA training is required for certain employees who have access to PHI of the group health plan. This includes employees who have a plan-related need to access PHI for a self-insured health plan’s administrative functions. PHI does not include enrollment information for these purposes. Therefore, employees within that HIPAA firewall who need training generally includes only benefits and HR professionals (but generally not finance, accounting, payroll, C-suite, or other corporate leadership positions).

This one-hour session of Newfront Office Hours will satisfy your HIPAA training requirement. Even if you technically do not need HIPAA training (e.g., your health benefits are all fully insured), consider joining anyway to better understand how HIPAA applies to employers.

Use this session to satisfy the required HIPAA privacy/security training!

HIPAA portability requirements including the special enrollment events and wellness program rules

Understanding the definition of covered entity and PHI, and the special rules that apply for employers

Key compliance differences between self-insured and fully insured health plans

When a BAA is required, how the HIPAA firewall restricts access to PHI, and how to prevent a breach of PHI

Compliance strategies for common situations faced by all employee benefits professionals

Office Hours: HIPAA Training for Employers

https://pages.newfront.com/WBN2022-10-20OfficeHoursHIPAATrainingforEmployers_LP-Registration.html 

The HIPAA rules provide that HIPAA training is required for certain employees who have access to PHI of the group health plan. This one-hour session of Newfront Office Hours will satisfy your HIPAA training requirement.

The current environment has never been more challenging to set talent and rewards strategies, as companies confront economic headwinds and stock  market volatility, amidst a tight labor market for high-demand roles and many still leaving jobs as part of the great resignation. And for each of these challenges, People Leaders have been called upon to help  organizations retain and attract talent and effectively manage their rewards programs. 

However, traditional compensation and rewards strategies may no longer apply.  This six-part workshop series was designed to help People Leaders learn the benefits of developing a holistic Total Rewards solution, that will allow them to offer competitive compensation, stock, benefits, rewards and other perks to remain in the game. 

https://pages.newfront.com/WBN2022-09-28TotalRewards3IPOPlanning_LP-Registration1.html

The current environment has never been more challenging to set talent and  rewards strategies, as companies confront economic headwinds and stock  market volatility, amidst a tight labor market for high-demand roles and many still leaving jobs as part of the great resignation. And for each of these challenges, People Leaders have been called upon to help  organizations retain and attract talent and effectively manage their rewards programs. 

However,  traditional compensation and rewards strategies may no longer apply.  This six-part workshop series was designed to help People Leaders learn  the benefits of developing a holistic Total Rewards solution, that will allow them to offer competitive compensation, stock, benefits, rewards  and other perks to remain in the game. 

We hope you will join us for the series. 

Total Rewards 3: Rethinking Total Rewards in the Midst of the Great Resignation

https://pages.newfront.com/WBN2022-09-21TotalRewards3RethinkingTotalRewardsintheMidstoftheGreatResignation_LP-Registration1.html

As businesses strategize on future practices – they may face heightened risks. 

Join Newfront’s Jonathan Naranjo, as he hosts industry experts Daniel Wallis of Motus Insurance Services, Nathan McGuire of Davis-Stirling and renowned Seismologist Dr. Lucy Jones. The panelists will discuss natural disasters, including earthquakes, resiliency and preparedness, and valuable steps you can take to protect your property and community. 

Earthquake & Natural Disaster Preparedness, featuring Acclaimed Seismologist Dr. Lucy Jones

https://pages.newfront.com/EarthquakeandNaturalDisasterPreparednessfeaturingAcclaimedSeismologistDr.LucyJones_LP-Registration.html

Join Newfront's Scott Rhymes as he hosts a conversation with an esteemed panel representing the Department of Homeland Security, San Diego Cooperative Charter Schools, and McGowan Program Administrators. The panelists will discuss various aspects of active shooter & workplace violence concerns and walk through valuable steps you need to take protect your community and organizations.

Active Shooter and Workplace Violence Preparedness

https://pages.newfront.com/WBN2022-09-19ActiveShooterandWorkplaceViolencePanelDiscussion_LP-Registration.html

While the basic COBRA requirements for group health plans to offer continuation coverage to employees and certain dependents is straightforward and well known, the nuances in this area can be quite complex.   Furthermore,  large potential liabilities related to COBRA noncompliance makes avoiding and correcting mistakes a top priority.

This session of Newfront Office Hours covers the key COBRA rules that all employers should understand - including the special Outbreak Period extensions for notice, election, premium deadlines that continue to remain in effect.

Qualifying Events: When employees and their dependents are eligible for COBRA

Elections and Payment: Timely election and payment rules for COBRA qualified beneficiaries

Coverage Options: The plan options available to qualified beneficiaries, the exceptions that apply

COBRA Subsidies: Navigating the rules and potential pitfalls for both employers and employees

Special Issues: Mergers and acquisitions, Medicare, domestic partners, and more!

Outbreak Period: How the disregarded deadlines during the national emergency affect COBRA 
administration

https://pages.newfront.com/WBN2022-09-13OfficeHoursCOBRAforEmployees_LP-Registration.html

Join over 10,000 HR and IT professionals at the industry’s must-attend HR technology and services exposition. With a primary focus on driving HR success through technology, the HR Technology Conference provides perspectives to help strengthen your business.

You’ll gain insights on today’s most pressing people challenge — finding and retaining the right talent, employee engagement, and strategic practices to navigate the current workforce ecosystem.

https://www.hrtechconference.com/register

The war for talent among innovative companies is at a peak as companies deal with rising salaries, increased turnover, market volatility, inflation, and the great resignation. And for each of these challenges, People Leaders have been called upon to help organizations retain and attract talent. However, traditional compensation and rewards strategies no longer apply.

This six-part workshop series was designed to help People Leaders learn the benefits of developing a holistic Total Rewards solution, that will allow them to offer competitive compensation, stock, benefits, rewards and other perks to remain in the game.

Evolution of compensation programs as for private companies, now in an environment where fundraising is more challenging

Considerations for when to develop company cash ranges and introduce a bonus plan 

How to manage equity with insight on when to establish guidelines, what vehicle mix is most appropriate, and grant refresh continuity

Total Rewards: How to Evolve Your Compensation Programs as a Private Company

https://pages.newfront.com/WBN2022-08-31TotalRewardsSession2HowtoEvolveyourCompensationPrograms_LP-Registration1.html

401(k) plans are directly impacted by M&A transactions of the entities that sponsor them.

What happens with the 401(k) plans depends on the type of M&A transaction and whether the plan is addressed before the deal closes, or not. 401(k) plans should be considered when the sponsor is entering into any M&A transaction but are oftentimes an afterthought to the deal.

This session of Newfront Retirement Services Office Hours covers the types of business transactions,plan considerations and how planning ahead will avoid compliance problems before, during and after the transaction.

Transaction Basics: The difference between stock transactions, asset transactions, mergers, and spin-offs

Plan Considerations: Can separate plans be maintained, can one be terminated, must they be merged

Transition Period:  Special grace period where plans can operate separately, at least for a while

Plan Documents: What employees are covered by each plan and when

Compliance Issues: Coordination of nondiscrimination testing and 5500 filings

Planning Ahead & Best Practices: How to avoid retirement plan chaos

401(k)ology: The Impact of Mergers and Acquisitions

https://pages.newfront.com/WBN2022-08-25401kology-TheImpactofMergersandAcquisitions_LP-Registration.html

Section 125 cafeteria plans provide the gateway to employee pre-tax contributions for health and welfare plan benefits and FSAs.

Employers’ ability to offer pre-tax salary reduction contributions is the product of a complex system of cafeteria plan rules designed to avoid constructive receipt—a concept that most have never considered.  The Section 125 irrevocable election, plan document, use-it-or-lose-it, and other key rules are very strict, and there is no correction program to prevent a potential full loss of tax-advantaged status upon plan operational failures.  

This session of Newfront Office Hours covers the key Section 125 cafeteria plan rules that all employers should understand.

Why Section 125 Matters: The safe harbor from the doctrine of constructive receipt

Plan Document: The cafeteria plan document adoption and content requirements for employers

Making/Changing Elections: The irrevocable election requirement, and the exceptions that may apply

Use-It-Or-Lose-It: Grace periods, run-out periods, carryover, forfeitures, and more!

Nondiscrimination: Overview of the NDT rules for each component, deep dive into the 55% average benefits test

Office Hours: Section 125 Cafeteria Plans

https://pages.newfront.com/WBN2022-08-16OfficeHoursSection125CafeteriaPlans_LP-Registration.html

This six-part workshop series was designed to help People Leaders learn the benefits of developing a holistic Total Rewards solution, that will allow them to offer competitive compensation, stock, benefits, rewards and other perks to remain in the game.


How to identify potential risks relating to your equity plan amidst market volatility

Strategies to address these risks and/or maintain a competitive position in an unpredictable market, including potential retention alternatives

Considerations for your forward-looking equity strategy/guidelines

Total Rewards: Managing Equity in a Volatile Market

https://pages.newfront.com/WBN2022-07-27TotalRewardWebinarSeries1_LP-Registration1.html

Curious if your business is a good fit for an Employee Benefits group captive? Do you want your medicals to align with your DEI goals? Do you have a desire to take control of your health insurance plan, reduce costs, and drive a better member experience? 

Group captives allow you to form your own insurance company with like-minded businesses, giving you the opportunity to learn from peers, control your claims, and improve the employee experience.  If you have over 100 enrolled employees and are looking for an alternative to traditional insurance and understand that with a little risk comes great rewards, please join us for an Employee Benefits Captive 101.

Desire to control of the coverage under the benefit plan to improve the employee experience
(e.g., expand coverage for mental health, gender affirmation, fertility and infertility, travel 
coverage related to abortion services)

Gain stability in a volatile traditional insurance market

Take control over costs and benefits provided to employees

Have the ability to regain savings from positive claims performance

Renew Health: Newfront's Employee Benefits Captive

https://pages.newfront.com/WBN2022-08-03ReNewHealth_LP-Registration.html

Join Newfront's Jennet Horder, Claims Consultant, and industry experts from Mullen & Filippi for a panel Q&A session focusing on current trends in workers' compensation. The team will share insights into recent significant cases and the impact they have on employers' current protocols and processes including best practices and potential issues when dealing with workers' compensation claims.

Southern California Applicant Attorneys in Northern California 

Return to work lessons from the $34M AP Keenan jury verdict 

An employee retires/ resigns but can still get paid temporary disability 

How long – really - does an employee have to file a workers’ compensation claim 

A spouse, COVID19, and the workers’ compensation policy

Workers' Compensation Trends and the Impact on Employers' Best Practices

https://pages.newfront.com/WBN2022-08-03-WorkersComp_LP-Registration.html

Take a deep dive into the uniquely triple-tax advantaged account that knows no bounds. 

While the HSA is unquestionably the most powerful (tax) force in the universe, there are so many misconceptions, nagging issues, areas of confusion, and tricky strategies that never cease to confound.  Join us on a journey through the world of HSA compliance to clear the fog and embrace the challenges for all the opportunities HSAs offer. 

This session of Newfront Office Hours covers everything HDHP/HSA you need to know.

Triple-Tax Advantaged: What it means, why it matters, and how to benefit

HSA Eligibility: The basic requirements and the tricky disqualifying coverage situations (and how to avoid them)

Contributions: Understanding the limits, timing, and special situations like the last-month rule and spousal limits

Distributions: When you can make tax-free medical distributions, including the shoebox rule you need to know!

https://pages.newfront.com/WBN2022-07-19OfficeHours-HSA_LP-Registration.html

The Real Estate landscape is ever changing as rates, premiums, and market conditions are being adversely impacted due to supply change issues, climate, inflation, interest rates, and construction costs. 

Newfront invites you to join this webinar, in partnership with CHUBB, that will provide an overview of the myriad of risks impacting the Real Estate Insurance market. We will take a deeper dive into the factors behind the increase in insurance premiums, how to make your risk stand out from others and how to best protect your investments moving forward.

Common Exposures Impacting Real Estate Risks 

Creating Market and Portfolio Resiliency 

Rates, Premiums, and Managing Total Cost of Risk

Value of Loss Control and Risk Engineering Investments 

Long-term Partnerships and its’ Importance 

https://newfront.zoom.us/webinar/register/3916558534394/WN_OcS2ktffS2KVNiaxb_DySw

Rising interest rates, inflation, the stock market dropping, and economic uncertainty is creating concern about what our financial future holds. Join Michael Forney from your Newfront advisory team as he discusses top things you can do right now to stay financially well during these troubled economic times. 

Michael Forney, leading Newfront’s Financial Wellbeing team brings insights into the market and strategic advice to help guide you towards financial stability while navigating uncertain times.

Insights on market volatility – what can history tell us? 

What can you do? Investing principles during times of market volatility 

Free tools and resources that can help you navigate your personal situation 

Q&A: share your questions ahead of time on the registration form

2022: Investing Principles to Ease Concerns

https://pages.newfront.com/WBN2022-06-29401kClarityAmidUncertainty_LP-Registration.html

Employee benefits issues are a key consideration in any M&A transaction.  

Plan structure issues,   avoiding MEWA problems, the ACA employer mandate and reporting requirements, COBRA M&A qualified beneficiaries, and health FSA transitions are all examples of employee benefit plan concerns that should be at the forefront to avoid being caught off guard as the deal closes.

This session of Newfront Office Hours covers the key mergers and acquisitions issues related to employer-sponsored health and welfare plans for employers to consider in the transaction.

Keeping EB on the radar in the M&A process typically dominated by broader corporate transaction concerns

Plan Design: Keep plans separate, combine now, or combine later?

After Close: Avoiding thorny MEWA issues, addressing the wrap plan doc and wrap SPD, and final Form 5500

ACA Employer Mandate: How to determine full-time employee status, and how the penalties and ACA reporting rules change with multiple EINs

Office Hours: Mergers and Acquisitions for H&W Employee Benefit Plans

https://pages.newfront.com/WBN2022-06-14OfficeHoursMergersAcquisitionsforHWEmployeeBenefitPlans_LP-Registration.html

The hottest employee benefits these days are fringe offerings like infertility HRAs, lifestyle spending accounts (LSAs), commuter benefits, educational assistance, and adoption assistance.  

These supplemental-type benefits are typically designed to recruit and retain employees by providing additional levels and types of benefits beyond the standard health and welfare plan features.

This session of Newfront Office Hours covers how employers should address the various compliance issues associated with these trending fringe benefit offerings.

Specialty HRAs: Providing additional benefits such as infertility, mental health, gender dysphoria, autism

Lifestyle Spending Accounts (LSAs): Reimbursing common, non-medical expenses on a taxable basis

Commuter Benefits: A tax-advantaged way for employees to pay for mass transit and parking expenses

Office Hours: Fringe Benefits for Employers

https://pages.newfront.com/WBN2022-05-17OfficeHoursFringeBenefitsforEmployers_LP-Registration.html

As Mental Health Month ends, we are hosting an important conversation to not only bring awareness to mental illness but to also discuss the importance of destigmatizing its existence, especially in the workplace, through thoughtful benefit programs. As employers continue to focus on designing wellbeing programs that better the lives of their employees, it is critical to include mental health in the discussion.

Join Newfront for a special fireside chat with Nicole Willingham, Senior North American Benefits Program Manager at Twitter to learn more about her philosophy for creating impactful programs and promoting mental wellbeing.

Featured Speaker: Nicole Willingham, Head N. America Benefits Strategy & Operations at Twitter

Moderator: Robyn Cross, Vice President, Wellbeing Practice Lead at Newfront

Building a comprehensive benefits and wellbeing philosophy

Prioritizing mental wellbeing now and beyond the pandemic

Unique approaches to wellbeing program strategy 

Considerations for employers who are just getting started 

Benefit Programs to Empower Mental Wellbeing

https://pages.newfront.com/WBN2022-06-01-PrioritizingMentalHealthwithBetterBenefitProgram_LP-Registration.html

Join Newfront and Wellness Coach for Wellbeing for Peace, a community challenge to support Ukraine.  

The news in Ukraine has left many of us wondering what we can do to help. Newfront has teamed up with Wellness Coach to launch a weeklong wellbeing challenge and fundraiser in support of the people of Ukraine.  From April 25 – May 2, 2022, track your steps and help us reach our $15,000 sponsorship goal.  

Newfront has pledged $2,500 towards this cause and several of our partners are also getting their teams involved too.   

Bronze: Standard and Lincoln Financial Group

Ready to join? Here’s how the "Wellbeing for Peace” challenge works:  

A direct link to the challenge is available here.

For those who may not want to track participation but still want to support Ukraine, you can also donate directly to our fundraiser through GlobalGiving. 

Please reach out to support@wellnesscoach.live with technical questions, check out the FAQs, or email us here with general questions you have about the challenge. Thank you for supporting “Wellbeing for Peace” as we work together to support Ukraine.   

What is a leave of absence?  It could mean many things!

A leave could be job-protected under FMLA, CFRA, PDL (or other state equivalent), a paid leave under SDI or PFL (or other state equivalent), and unpaid leave, a non-protected leave, a leave pursuant to a company policy, etc.  

This session of Newfront Office Hours covers how each form of a leave of absence comes with different health plan coverage, payment, and other compliance issues.

Protected Leaves: The requirement to maintain active coverage at the employee premium rate

Non-Protected Leaves: Option to extend active coverage during leave, up to limits imposed by carrier

ACA Complications—LBMM: Look-back measurement method keeps full-time status in stability period

ACA Complications—Hours of Service: Which forms of compensation during leave qualify as hours

ADA Reminders: Health coverage may terminate even where ADA prevents termination of employments

This webinar will be recorded for future listening and will be emailed to all registrants.  You can submit your questions in advance to officehours@theabdteam.com and we will try to address during the webinar.

Office Hours: Health Benefits While on Leave

https://pages.newfront.com/WBN2022-04-12OfficeHours-HealthBenefitsWhileonLeave_LP-Registration.html

Benefits Plus: How to Win Over Talent with a Winning Message

Please join us, as Yanni Spiliotis, Benefits Consultant, Employee Benefits, Newfront and Dave Pilson, VP, Total Rewards at Upwork, discuss how to stay competitive and compete in a talent war, and empower your people teams to think beyond pure compensation and equity to effectively communicate your benefits package’s value proposition in order to hire and retain talent. Learn more about this session, and the HRE’s Health & Benefits Leadership Conference.

HRE Health & Benefits Leadership Conference

View webinar replay and presentation slides

Public, private and nonprofit companies have one thing in common: they all face Director and officers (D&O) litigation risks. Obtaining coverage for your clients is as important as ever, especially in this litigious environment, as coverage provides protection for executives, board members, their spouses, and the company.

Newfront invites you to join this webinar that will provide an overview of the D&O marketplace. We will take a deeper dive into the reasons why the D&O market has hardened and identify the main drivers of claims activity for 2021 and beyond.

Liability risks associated with climate change

Special Purpose Acquisition Companies (SPAC) activity and litigation 

Top D&O Market and Claims Trends for 2022

https://pages.newfront.com/WBN2022-03-15TopDOMarketClaimsTrends_LP-PostVideo.html

Newfront's Broker Summits showcase updates from leadership detailing company wide growth, with introductions to new team members and extensive sales/skills training. Highlights will include demonstrations on new additions to our technology and improvements to the product. A great way to meet our producers and get a good feel for what Newfront is all about!

Newfront CEO, Co-Founder Spike Lipkin and Newfront Chief Insurance Officer, Anna Beach bring clarity to the current confusion of insurance coverage surrounding Coronavirus. They’ll cover the primary areas of concern for business owners as Coronavirus expands across the globe and discuss what Newfront is doing to help clients manage in this difficult time.

Weathering Through Coronavirus: Real Talk for Businesses

https://attendee.gotowebinar.com/register/5596050596967389196

Unfortunately, due to Coronavirus concerns, we're taking precautions and postponing this event. We will follow up when we have more details. 

http://unbouncepages.com/sacramento-office-warming/

Join us for an evening of networking and fun! JenCap and Newfront Insurance will sponsor a two hour happy hour for our brokers and leadership in Orange County. 

http://unbouncepages.com/orangecounty-broker-gathering/

Getting off to a strong start will set the tone for your sales year. Join Garth Hamilton, Chief Sales Officer at Newfront Insurance for a sales training for insurance professionals that will stretch the conversation beyond pitching skills and slide decks.

As we begin a new decade in the insurance world, producers are looking for better ways to attract more clients. In the age of the customer, insurance professionals need to find and adopt best practices to win more deals. Join us as we dive into the best strategies for Producers to use in order to set their businesses up for success in 2020 and beyond.

Webinar: Sales Tips for Producers to Start 2020 off Right

https://register.gotowebinar.com/register/4972078846941239053

Our Broker Summit will feature Jay Wintrob as our keynote speaker! Newfront's Broker Summits showcase updates from leadership detailing company wide growth, with introductions to new team members and extensive sales/skills training. Highlights will include demonstrations on new additions to our technology and improvements to the product. A great way to meet our producers and get a good feel for what Newfront is all about!

This is an all day event! 
Attire: Business Casual 

Join us, our leadership team, and our SF broker community for an evening of networking and fun. 

Waystone - 992 Market St, San Francisco, CA 94102

We have a new space, new employees, and we're ever grateful!

https://www.eventbrite.com/e/newfront-growing-grateful-happy-hour-tickets-80153684829

Join us for dinner with our CEO, Spike Lipkin and our brokers in locations throughout California. Dinners will be hosted in Sacramento, San Francisco, San Diego, and Los Angeles. 


Please RSVP to Lauren@newfront.com for the dinner you'd like to attend!

Sacramento 11/14
San Francisco 12/10
San Diego 12/18
Los Angeles 12/19

Events ‍

Here’s ‍
where ‍
you ‍
can ‍
find ‍
us. ‍

Upcoming events

Office Hours: HIPAA Training for Employers

Insuring Your Supply Chain & Inventory and the Benefits of Stock Throughput Coverage

Previous Events

Total Rewards 4: IPO Planning

Total Rewards 3: Rethinking Total Rewards in the Midst of the Great Resignation

Earthquake & Natural Disaster Preparedness, featuring Acclaimed Seismologist Dr. Lucy Jones

Active Shooter and Workplace Violence Preparedness

Office Hours: COBRA for Employers

HR Tech

Total Rewards: How to Evolve Your Compensation Programs as a Private Company

401(k)ology: The Impact of Mergers and Acquisitions

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Upcoming events

Office Hours: HIPAA Training for Employers

Insuring Your Supply Chain & Inventory and the Benefits of Stock Throughput Coverage

Previous Events

Total Rewards 4: IPO Planning

Total Rewards 3: Rethinking Total Rewards in the Midst of the Great Resignation

Earthquake & Natural Disaster Preparedness, featuring Acclaimed Seismologist Dr. Lucy Jones

Active Shooter and Workplace Violence Preparedness

Office Hours: COBRA for Employers

HR Tech

Total Rewards: How to Evolve Your Compensation Programs as a Private Company

401(k)ology: The Impact of Mergers and Acquisitions

Events ‍

Here’s ‍
where ‍
you ‍
can ‍
find ‍
us. ‍