Casualty
Transforming every day risk into opportunity
The risks inherent to your organization are constantly evolving. From safeguarding your employees and addressing the rise in motor vehicle accidents, to mitigating product liability and improving customer safety, we have the expertise to protect companies of every size and scope.

Our approach
Market intelligence
Strong carrier relationships coupled with a real-time pulse on the market and emerging trends empowers dynamic decision-making for our clients.
Placement expertise
From guaranteed cost and large deductible programs, to self-insurance and captive programs, our team brings deep technical expertise married with intimate knowledge of carrier appetites to identify and implement innovative structures and best in class terms and conditions.
Forward-looking strategy
Scalable and customized solutions addressing your current and future needs allow us to become long-term client partners who understand the breadth of your business—and risk.
Risk quantification & optimization
Assessing your risk profile and current program efficiencies, including coverage adequacy, we identify the optimal program solutions aligned to your desired balance of retaining and transferring risk while reducing out of pocket costs.
Predictive analytics and benchmarking
Data is power—power to make better decisions to grow and protect your organization. We deliver data-backed insights to effectively measure, manage, and mitigate risk.
Claims advocacy & risk control
With a holistic approach, we partner to provide claims advocacy and integrated risk control resources designed to help clients mitigate risk exposures and reduce claim frequency and costs.
The Newfront difference
Deep technical expertise bolstered by innovative technology and analytics empowers us to holistically reduce your Casualty Total Cost of Risk, improving productivity and profitability.

Committed to client advocacy
An extension of your team, we work collaboratively to protect your people, your products, and your customers.
- Comprehensive program optimization aligned to your risk appetite and organizational objectives
- Guidance on pre- and post- loss prevention to proactively mitigate risk
- Claims advocacy empowering comprehensive claims management and effective claims resolution
- Innovative technology to effectively identify and manage contractual risks
- Proactive advisory on emerging risks and regulatory changes
Industry-leading technology
Unique risks require unique solutions and by building advanced technology we are equipped to deliver deeper insights and more efficient workflows.
- 24/7 access to your entire insurance program including policies, losses, certificates of insurance, and billing, on any device through Newfront’s connected dashboard
- Streamline your renewals experience with pre-populated historical data for faster submissions and approvals
- Complete contract reviews in a matter of seconds instead of hours with generative AI
- Predictive analytics and proprietary benchmarking enabling better carrier negotiations and informed decision making


Leadership
Frannie Epps
Frannie Epps, Head of the Casualty Practice, is responsible for driving the holistic Casualty value proposition for Newfront’s clients across the United States. With a strategic focus on program optimization and total cost of risk reduction, she brings deep expertise across a broad span of industries for companies of all sizes, ranging from start-ups to Fortune 10.

Leadership
Lauren Pratscher
As Head of Casualty Placement, Lauren is responsible for strengthening market relationships with key trading partners as well as developing and executing Newfront’s National Casualty Placement strategy. With a strategic focus on program optimization and total cost of risk reduction, she delivers creative and innovative Casualty solutions to manage, mitigate, and transfer risks while facilitating transparent channels of communication with carriers.
Key coverages to protect your business
- Workers' Compensation
- General Liability
- Product Liability
- Auto Liability
- Umbrella/Excess Liability
- Environmental & Pollution Liability
View our industries and services
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