The best in the business of wholesale benefits

With decades of combined domain expertise, Advanced Professionals help associations, producers, and carriers grow their business with an array of exclusive wholesale benefits plans and offerings. We deliver it all with concierge-level client service through a centralized hub that streamlines the entire process.

Our approach

No matter which side of the healthcare equation you’re on, benefits are a challenging proposition. Finding the right plan for your clients or employees—at the right price for your business—is no easy task. Advanced Professionals helps stakeholders at every point of the healthcare ecosystem find creative solutions that work for their business.

More than 20 custom benefit plansonly available through AP

With exclusive benefits programs only offered by Advanced Professionals, we expand your reach beyond existing membership, helping you recruit new members and create net-new revenue growth.

An easy-to-use platform that improves your productivity

Through our proprietary platform, we provide direct access to a customer service team, to provide guidance and one-on-one help delivering plans to your clients. We negotiate with carriers on your behalf, share proprietary market intelligence, and provide creative strategies to make you more competitive in the marketplace.

Access a whole new customer segment

Find new customers with proprietary market intel on purchasing patterns to help you grow your business and create a positive underwriting position for your clients. We are the only general agent with the industry expertise and the administrative platform to deliver this market to our carrier partners.

Guidance to help you choose and customize the best plan

For small businesses, benefits can appear chaotic—and they are. We demystify benefits, show you avenues to offer diverse cutting-edge and custom plan options at better rates. And we deliver concierge-level administrative support to help you choose, implement, and manage your program.

Comprehensive solutions

The AP Difference

With a deep bench of experienced professionals armed with proprietary market intelligence, we help associations, producers, and carriers deliver the best wholesale benefit solutions to clients and employees, and manage it all through a centralized platform that makes the whole process easy and efficient.

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AP Connect

AP Connect is our proprietary end-to-end platform for RFPs, new business, and renewals. AP Connect offers:

  • Convenient 24/7 access

  • Secure program inboxes

  • Dedicated client manager

  • Technical support

  • Web-based enrollment and invoicing

  • Real-time access to plan documents

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Subject matter expertise

Institutional knowledge

Our service teams include client managers versed in a variety of critical legal areas, including:

  • Reporting and disclosure requirements across a range of benefits and employment-related legislation

  • Tax implications of Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and retirement savings plans

  • Compliance with health and retirement legislation, including the Health Insurance Portability and Accountability Act (HIPAA), Employee Retirement Income Security Act (ERISA), and the Affordable Care Act (ACA)

  • Employment legislation such as the Family and Medical Leave Act (FMLA), Consolidated Omnibus Budget Reconciliation Act (COBRA), and other applicable laws

Key services

  • Wholesale benefits consulting

  • Association health plan management

  • Regulatory and compliance expertise

  • Benefit platform management

  • Product distribution management

  • Administrative services