Two things are critical in an insurance agent: trustworthiness and expertise. I'm the right person for my clients because they can trust me and I'm knowledgeable in what I do.

Based in Fort Bragg, California, Mike Hall got his start in insurance 17 years ago when he answered a newspaper ad for an agent trainee. Mike found in insurance not only a career to support his growing family, but a path to deep and lasting connections to his community.

Mike's commercial insurance specialties include the timber, construction, and hospitality industries. To best serve his timber clients, Mike shadowed a logger and committed to learning the tools, lingo, and risks of the profession, and he's proud of the reputation he's earned along the way. As for his construction and hospitality clients, Mike exceeds expectations by taking a long-term, strategic approach to saving each company money.

Mike sits on the board of directors of Parents & Friends, a large regional nonprofit supporting adults with developmental disabilities. When he's not working, Mike is golfing, snowboarding, surfing, or spending time with his three favorite people—his wife and two kids.

https://www.linkedin.com/in/michael-hall-44929b20/

Mike specializes in commercial insurance for the timber, construction, and hospitality industries.

I've been described as a high energy guy, straight shooter and very service oriented.  Made a career for myself in the Financial space servicing clients with Mortgages and Financial Planning.  In 2012, I moved over to the Insurance Brokerage side to an Industry where I can capitalize on the relationships I've developed and continue to service my clients and friends.

John grew up in Moraga, California and attended UCLA with an Economics degree.  After working in the Mortgage Business and Financial Services space, John enjoys the steadiness of the Insurance Business.  His main focus is to service his clients by understanding their business and to address their concerns.  Clients know that John is always there for them and his dedication to their business has helped create referrals.  John has created a lot of relationships from his previous roles and he's excited to work with C-Suite Level Executives and Business Owners as his career develops.

John is a devoted Dad of 3 teenage daughters.  The oldest, Lauren, is a senior at University of Arizona studying Nursing.  Lindsey is in her 2nd year at Cal Poly/San Luis Obispo and studying Communications while the youngest, Brooke is going to be a Junior in High School.  He and his wife Kristin enjoy traveling and spending time together with their dogs.  John is an avid golfer and enjoys traveling to play courses all over along with attending major sporting events.

https://www.linkedin.com/in/john-dwyer-3565ba21/

I’ve seen it all, and I find it extremely gratifying to protect my clients from low-value policies and guide them to smart coverage that’s competitively priced.

Going on 40 years of experience providing commercial insurance for those who have a stake in the real estate community, David is passionate about helping contractors, board members, managers, and homeowners keep their properties safe from risks, known and unknown. 

As part of his dedication to his clients, and at no cost to them, he reviews management company vendors for compliance with all insurance, licensing, and documentation requirements. This level of service helps clients increase productivity while adding layers of protection for their business and association clients.

David offers commercial insurance to homeowners associations, apartment complexes, and contractors.

I’m a driven and solution oriented individual. I find that the best way to be an effective producer is to have the ability to empathize with my clients while being the director behind the scenes and solving problems they may not want to deal with at the time. I’m an upbeat and fun professional that can get the job done while turning my clients worst days into something positive and productive. I enjoy helping others and being engaged with a team. 

Mike spent 13 years at his family’s concrete company as Director of Safety and HR as well as the Controller. He was especially hands-on with the insurance aspect of the company which allows him to relate very closely with his clients. After getting his MBA from California State University, Fresno, he transitioned to the insurance world. Because of his experiences he understands the frustrations clients feel surrounding claims and the fear clients have when they don’t know where they are covered. He regularly pulls from these experiences which has made him someone companies can trust.  

Currently based in Fresno, California, Mike has built a large network of relationships heavily focused in agriculture and construction. His specialty is solving complex problems for companies while being the confidant behind the scenes for executives as well as being a first-responder for client problems surrounding risk. 

Mike is a loving father of 3 daughters and husband to his wife since 2012. He is an avid golfer and loves all areas of the game. Want to learn more about golf? Mike is a custom club fitter for Callaway Golf and loves helping others get into the game.

https://www.linkedin.com/in/mike-bone-76908614a/

I partner with my clients by providing thorough and honest advocacy. Together, we build an insurance portfolio that protects them from the risks inherent to their industry and helps them grow their businesses.

As a is a third-generation insurance broker with over 10 years of experience, Spenser is dedicated to his practice and always puts his clients first.

He’s committed to partnering with his clients for the long term, managing and adapting their portfolios as their needs change, and solving their tough insurance problems when they arise. With Newfront’s technology that creates efficiencies, he’s pleased that he can spend even more time focusing on his clients’ needs rather than on the paperwork. Likewise, his clients can spend more time focusing on growing their businesses, rather than worrying about their insurance.

Spenser is a member of multiple professional associations, local to Orange County, Calfornia and national in scope. In this capacity, he stays on the pulse of industry trends that affect the clients he serves.

https://www.instagram.com/spensernewfrontinsurance/

https://www.linkedin.com/in/spenser-h-lauro-ab495866/

Architects & Engineers Attorneys & Law Firms Technology

I come from a background of owning businesses. This gives me a unique lens on how to optimally partner with my clients. I approach insurance with the goal to take away as much risk from the business as possible, through risk control programs and transference to insurance carriers for the right price.

Rick specializes in working with business owners across all industries with a unique focus in the restaurant/bar space, given his background in the trade. Other areas of focus include manufacturing, distribution, cannabis, and property management companies.

He's been in the industry for over 10 years and is currently working on his third CIC class designation, with the goal of completing his full accreditation.

A Southern California native that has lived in San Francisco for over 20 years, Rick is an avid traveler who has been to over 25 countries and counting.

https://www.linkedin.com/in/richard-monetta-a3449818

Restaurants, Bars, Franchises, Cannabis, Manufacturing, Distributors, Property Management

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

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Meet our business insurance experts

Mike Hall

John Dwyer

David Jeranko

Mike Bone

Spenser Lauro

Rick Monetta

Ted Gingrich

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