I take my clients’ business challenges personally and always ask myself, “What would my client want?” I’m not satisfied with any outcome unless it’s what I would want for my own business.

With over 25 years of experience, David can quickly identify risk exposures and offer solutions from a 360° perspective. 

Prior to being an insurance broker, he was an insurance claims adjuster and a negotiator for a law firm. Throughout his career, he's managed billions of dollars in insurance premium as well as advocated for and helped defend clients in claims and lawsuits exceeding billions of dollars in value. His claims expertise uniquely qualifies him to design watertight insurance programs for his clients and advocate for them during claims resolution to obtain the most favorable results.

In addition to having extensive experience in the insurance industry, he's earned an MBA from the University of Southern California, has sales and operations experience in overseas manufacturing, and is fluent in Mandarin Chinese and English.

David's passion lies in advocating for his domestic and multinational clients and resolving any of their tough insurance problems.

David is a commercial insurance generalist who specializes in hard-to-place risk.

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

After leading Zenefits’ P&C Division for 3 years, I joined Newfront to continue building technology that streamlines the P&C brokerage’s internal operations and simplifies initial purchase and renewals.

https://www.facebook.com/forrest.wittenmeier

As a Commercial Property & Casualty broker, my experience customizing risk management strategies for companies at every stage - from initial funding through acquisition - has made me a trusted partner to VC’s, entrepreneurs, C-level execs, general counsels, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

I’ll never sell to you; just pick up the phone and together we’ll decide if I can help your business. Whether you’re in cannabis or the auto/motorcycle industry, my interests are aligned with yours and I’d love the chance to explain how.

Marshall Nehring puts his 13 years of insurance experience to use providing highly specialized insurance guidance to cannabis operators. Most of his career has been devoted to helping operators within high hazard industry segments better represent themselves and negotiate with the insurance marketplace. He is currently based in San Francisco but his clients are split equally between Northern and Southern California.

Marshall’s approach to client service is to take the time to deeply understand his clients’ businesses, integrate his services into their workflow, and find ways to improve their risk portfolios and bottom lines. Marshall advises his cannabis clients in particular that most startups are getting comprehensive business advice from their insurance brokers, and cannabis operators should expect the same. As an industry veteran, Marshall guides cannabis clients on issues far beyond insurance, including licensing, management of supply chain partners, IP protection, and facility buildouts.

Marshall is married with two children and spends his free time outdoors, mountain biking or hiking in beautiful places.

https://www.linkedin.com/in/marshallnehring

Marshall specializes in providing commercial insurance to cannabis operators, auto/motorcycle dealers, and security services providers.

I am the right fit for a client who wants a long-term relationship with a broker who puts the client’s interests first. If integrity, solutions, and transparency are important to you, let’s talk.

Debra possesses more than 30 years of risk management experience, partnering with entrepreneurs across myriad industries. Her clients include national and international businesses, from manufacturers and distributors to nonprofits. Debra describes her clients as the most hard-working, creative people among us, and she's proud to help them contribute to the US economy. 

Her approach to developing insurance programs is foremost about identifying and explaining a client’s risk exposures, so they can be confident when it comes time to decide on the risk retention and transfer mechanisms for their businesses.

Debra joined Newfront because there is so little innovation in the insurance industry, and Newfront is changing the game. Newfront is designing a new value proposition for both clients and colleagues, wherein they really can have it all—personalized service, human relationships, and a better tech experience for routine transactions.

In her free time, Debra enjoys walking on the beach and relaxing with her husband and son in their longtime community of Seal Beach, California.

https://www.linkedin.com/in/debra-scalice-237628117

Debra is a commercial insurance generalist who works with businesses of all sizes, including manufacturers and distributors.

My advocacy to clients is motivated by my deep love and admiration for the musical and culinary culture of my adopted hometown: San Francisco. 

Reece has been insuring businesses in the San Francisco Bay Area hospitality industry for over 15 years. He is passionate about advising restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises in the purchase of specialized liability and property insurance, workers' compensation, employment practices (EPLI), directors & officers (D&O), and professional liability coverage (E&O).

A New Orleans native, Reece is a San Francisco transplant of two decades. His transition from managing indie record labels to advising rock star chefs was a natural one. His work continues to be inspired by the culinary and musical culture of his adopted hometown.

https://www.linkedin.com/in/reece-walker-4362474/

Hospitality industry including but not limited to restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises.

A deeply technical commercial producer that will work endlessly to ensure that my clients get the best possible premiums as possible as well as securing complete coverage on all their policies. I place a high value on loyalty and as a result my clients and I stay together for a long time because I always going above and beyond to help each and every one of them.

Michael started his career with a construction business and later moved to insurance with a strong focus on Worker’s Compensation. Starting off as a field inspector for the Worker’s Compensation Insurance Rating Bureau, he ended up running a region for a Worker’s Compensation Carrier. Ultimately moving to the brokerage side for more opportunity in helping clients.  

Based out of Santa Rosa, CA, Michael has extensive experience working with clients to simplify their insurance programs while saving money and ensuring they are fully covered.Through his experience working with a Workers Compensation Carrier he is immensely knowledgeable in coverage and works closely with each client to ensure they are fully covered. 

Michael is a loving husband and father of two daughters. With one daughter a competitive golfer, his family and him spend a lot of time together traveling around the country for golf tournaments and playing a few games here and there during his spare time. 

https://www.linkedin.com/in/michaelsinatra/

For ‍
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Risk ‍
management ‍
‍that ‍
‍works ‍
‍for ‍
you. ‍

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Program Design, Negotiation, and Placement

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Meet our business insurance experts

David Tsai

Ted Gingrich

Forrest Wittenmeier

Marshall Nehring

Debra Scalice

Reece Walker

Michael Sinatra

Latest articles

How to Win a Workers' Compensation Audit

Positioning Cannabis Operators for Success: Closing Gaps in Insurance Coverage

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