I’m driven to build lasting relationships with my clients and partner for their long-term success. I’m proud to be that person they call when they need solutions and answers to protect their businesses.

Through constant learning and adapting, Andrew maintains a deeper understanding of the issues in business his clients face, including insurance requirements nationally and internationally. While at Sacramento State College earning his Bachelor’s in Business Administration, he earned his insurance license and began building client relationships, many of which he still holds today. He then went back for his MBA and took a series of courses on international studies in Sydney, Australia, all the while maintaining his clients in the States. By twenty-one, he built a book of business worth over $1 million in premium.

His tenacity drives him to obtain the best insurance solutions for his clients. For Andrew, this means not just finding the initial coverages, but also proactively staying on top of trends and evolving carrier solutions to find better programs and lower rates year after year.

https://www.linkedin.com/in/andrew-nave-099926153/

25 years of insurance experience specializing in commercial property. I help large apartment owners modernize their insurance portfolios.

I've been a licensed insurance agent for over 25 years. I obtained my Commercial Lines Coverage Specialist (CLCS) and Professional Workers Compensation Advisor (PWCA) designations to further my insurance expertise and am pursuing my Certified Insurance Counselor (CIC) designation.

My business partner Joe Naworski and I specialize in market rate apartments from California to Texas. We focus on office and industrial buildings and have experience in Tax Credit Housing all across the country. Additionally, we insure several farmers in the San Joaquin Valley.

Market Rate Apartments, Tax Credit Affordable Housing, Course of Construction Insurance

I’ve seen it all, and I find it extremely gratifying to protect my clients from low-value policies and guide them to smart coverage that’s competitively priced.

Going on 40 years of experience providing commercial insurance for those who have a stake in the real estate community, David is passionate about helping contractors, board members, managers, and homeowners keep their properties safe from risks, known and unknown. 

As part of his dedication to his clients, and at no cost to them, he reviews management company vendors for compliance with all insurance, licensing, and documentation requirements. This level of service helps clients increase productivity while adding layers of protection for their business and association clients.

David offers commercial insurance to homeowners associations, apartment complexes, and contractors.

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

I’ll never sell to you; just pick up the phone and together we’ll decide if I can help your business. Whether you’re in cannabis or the auto/motorcycle industry, my interests are aligned with yours and I’d love the chance to explain how.

Marshall Nehring puts his 13 years of insurance experience to use providing highly specialized insurance guidance to cannabis operators. Most of his career has been devoted to helping operators within high hazard industry segments better represent themselves and negotiate with the insurance marketplace. He is currently based in San Francisco but his clients are split equally between Northern and Southern California.

Marshall’s approach to client service is to take the time to deeply understand his clients’ businesses, integrate his services into their workflow, and find ways to improve their risk portfolios and bottom lines. Marshall advises his cannabis clients in particular that most startups are getting comprehensive business advice from their insurance brokers, and cannabis operators should expect the same. As an industry veteran, Marshall guides cannabis clients on issues far beyond insurance, including licensing, management of supply chain partners, IP protection, and facility buildouts.

Marshall is married with two children and spends his free time outdoors, mountain biking or hiking in beautiful places.

https://www.linkedin.com/in/marshallnehring

Marshall specializes in providing commercial insurance to cannabis operators, auto/motorcycle dealers, and security services providers.

My goals are to recognize the unique needs of each business, simplify the insurance process, and deliver the best possible insurance solutions and experiences to my customers promptly.

Transportation and Warehouse Professionals

Krishna is an Eastbay Northern California resident who earned a computer science degree from UWS, Australia. He possesses  6 years of experience advising businesses in risk management and insurance solutions. His passion lies in working with small- and large-sized businesses across all industries, providing solutions that adequately cover their risk at the best possible price. 

https://www.linkedin.com/in/krishna-patel-516845182

Specializes in Hospitality Hotel & Motels, Small business, Transportation, Technology, warehouse. And if you don’t see your particular industry listed above, I'm still very happy to research and provide a package that is custom designed just for your needs.

As an experienced insurance sales leader, I help technology and private equity companies propel their business success through properly structured risk management and insurance programs. 

Nick transitioned into the insurance industry after spending 16 years running national and international sales teams in the media and technology sectors.

He specializes in large complex deals with international exposures. He's worked in the private equity arena providing M&A due diligence and building portfolio programs to reduce costs and improve terms and conditions, focusing on technology and life science risks.

In his spare time, Nick is actively involved in the lacrosse community, traveling frequently to watch his kids play the sport for their colleges.

https://www.linkedin.com/in/nick-mayle-6a5294

High-growth technology startups, biotechnology, and private equity.

My goal has always been to provide effective risk management and insurance coverage solutions with a strong emphasis on service and the client experience. That’s my commitment to my clients.

When his dad’s business partner suddenly passed away leaving a void of talent at his independent insurance agency, Jeff immediately stepped up to the plate. Although he had just graduated from college and was enrolled in law school at the time, Jeff rolled up his sleeves and immediately got to work, learning the ropes in insurance and partnering with his father to lead the agency into continued success. 

Formed in 1957, the Malone Agency would come to be a stalwart business in Los Angeles, recognized by insurance carriers and community members for its deep integrity and honest client relationships. In the 1980s, Jeff would partner with fellow industry veteran Steven Ludwig, to form the agency Malone-Ludwig Insurance Services, as always focused on the risk management of the Southern California community, covering insurance needs from every angle. 

In 2019, Jeff and Steven would make the next milestone move for the company: joining forces with Newfront Insurance. By joining Newfront, Jeff can provide his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Jeff is past president of IIABWest (now IIABCal), a group that provides legislative advocacy to independent insurance agents and brokers. He holds the distinction of receiving Safeco Insurance’s Award of Excellence for the past 12 years. 

https://www.linkedin.com/in/jeff-malone-8b09109/

I'm passionate about creating exceptional and innovative insurance programs in service to my clients.

Mike is an experienced through leader in the insurance industry with a demonstrated history of negotiating exceptional risk management and insurance solutions for his clients. He is exceptionally skilled in negotiation, property & casualty insurance, and accounting. 

Mike earned an MBA from  the University of California, Los Angeles.

https://www.linkedin.com/in/michael-daoussis-80321251/

I partner with my clients by providing thorough and honest advocacy. Together, we build an insurance portfolio that protects them from the risks inherent to their industry and helps them grow their businesses.

As a is a third-generation insurance broker with over 10 years of experience, Spenser is dedicated to his practice and always puts his clients first.

He’s committed to partnering with his clients for the long term, managing and adapting their portfolios as their needs change, and solving their tough insurance problems when they arise. With Newfront’s technology that creates efficiencies, he’s pleased that he can spend even more time focusing on his clients’ needs rather than on the paperwork. Likewise, his clients can spend more time focusing on growing their businesses, rather than worrying about their insurance.

Spenser is a member of multiple professional associations, local to Orange County, Calfornia and national in scope. In this capacity, he stays on the pulse of industry trends that affect the clients he serves.

https://www.instagram.com/spensernewfrontinsurance/

https://www.linkedin.com/in/spenser-h-lauro-ab495866/

Architects & Engineers Attorneys & Law Firms Technology

With over 40 years of insurance experience specializing in commercial property, I help large apartment owners modernize their insurance portfolios.

Joe began his career in the insurance industry at a young age through his family’s insurance business. He views his role with his clients as consultative rather than transactional. His clients come to him for insurance and risk management advice like they would to their CPA or their attorney for financial or legal concerns.

Joe has built a powerhouse partnership with his friend and colleague Kent Short. Specializing in market-rate apartments from California to Texas, they focus on office and industrial buildings and have deep experience in tax credit housing all across the country. Additionally, they help insure several farmers in the San Joaquin Valley.

Income properties including apartments, shopping centers, office buildings, and light industrial

My priority is about establishing trust in all my relationships—from my clients to the carriers. In this way, I can most effectively identify my clients’  insurance needs and negotiate the best coverages in the market. 

When Steven’s father left Ohio Casualty to start his own insurance brokerage back in the 1950s, Steven was destined for a lifelong, successful career in the insurance industry. After growing his business acumen at his father’s firm, he would merge the company with fellow industry colleague Jeff Malone. Together, they would create one of the leading privately owned brokerages in Southern California, Malone-Ludwig Insurance Services, Inc. 

At the firm, Steven focused first and foremost on the honest, ethical relationships he formed with each of his clients. His mission would be to provide advocacy that responded to all their insurance needs—from auto and home, to business property coverage and workers’ compensation. 

In 2019, Malone-Ludwig would make the next milestone move for their clients by joining forces with Newfront Insurance. At the firm, Steven provides his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Steven is an avid fisherman, and he fondly showcases dozens of trophies (from the lighthearted tongue-in-cheek to the more notable in distinction) in his home in Los Angeles.

https://www.linkedin.com/in/steven-ludwig-a2247739/

San Diego-based insurance broker focused on delivering best-in-class solutions and service to clients by leveraging experience, technology, and the collective wisdom of my partners.

San Diego native focused on working in close partnership with clients to proactively manage risk, take advantage of market opportunities, and address unique coverage needs in dynamic business environments.

My eagle eye for details is what helps me identify a policy’s coverage gaps before they turn into problems for clients. I always put my clients first and operate as if my clients are family.

Jennifer is passionate about all things personal risk management. As a Los Angeles-based insurance broker with more than 15 years of experience, she's focused on family offices and business management. 

Having worked at multiple brokerages, she's keenly aware of the best practices and limitations of the insurance industry. Jennifer brings this know-how to the Newfront team, and she's tenacious about providing exceptional service powered by meaningful technology.

Her advocacy is deep and arrayed. From single-family homes and Bel-Air estates to personal vehicles and car collections, there are few risk management challenges that she hasn't encountered. She's always up for the next challenge.

Family Office/Business Management, High Net Worth Personal Lines, Small to Mid - Size Commercial Insurance

I come from a background of owning businesses. This gives me a unique lens on how to optimally partner with my clients. I approach insurance with the goal to take away as much risk from the business as possible, through risk control programs and transference to insurance carriers for the right price.

Rick specializes in working with business owners across all industries with a unique focus in the restaurant/bar space, given his background in the trade. Other areas of focus include manufacturing, distribution, cannabis, and property management companies.

He's been in the industry for over 10 years and is currently working on his third CIC class designation, with the goal of completing his full accreditation.

A Southern California native that has lived in San Francisco for over 20 years, Rick is an avid traveler who has been to over 25 countries and counting.

https://www.linkedin.com/in/richard-monetta-a3449818

Restaurants, Bars, Franchises, Cannabis, Manufacturing, Distributors, Property Management

My passion is for my clients. I want to be a part of their mission. If I can contribute to that by helping them build strategically placed benefits programs, then I’ve achieved personal success.

Kaveh is dedicated to building lasting and authentic relationships with his clients. He takes pride in helping them navigate the complexities of insurance so they have quantifiable success in achieving their benefit program goals. 

He has deep roots in employee benefits. Previous to Newfront, Kaveh was an Employee Benefits Consultant at ProCo Insurance Services, Paychex, and Insphere Insurance Solutions. He’s been lockstep with healthcare’s evolution for over a decade and possesses the wisdom, talent, and drive to create benefits programs that respond to the demands of the future. 

For Kaveh, health insurance is personal. Having grown up in Canada, he understands firsthand how affordable healthcare makes a difference in people’s lives. It affects their well-being on the deepest levels. Kaveh is driven to help employers achieve success by building employee programs that are aligned with their business and organizational objectives and that also help people--their employees--live healthier, happier lives. 

https://www.linkedin.com/in/kaveh-karimian-4ab01615/

Targeted Employee Benefit Solutions for All Employers

I am the right fit for a client who wants a long-term relationship with a broker who puts the client’s interests first. If integrity, solutions, and transparency are important to you, let’s talk.

Debra possesses more than 30 years of risk management experience, partnering with entrepreneurs across myriad industries. Her clients include national and international businesses, from manufacturers and distributors to nonprofits. Debra describes her clients as the most hard-working, creative people among us, and she's proud to help them contribute to the US economy. 

Her approach to developing insurance programs is foremost about identifying and explaining a client’s risk exposures, so they can be confident when it comes time to decide on the risk retention and transfer mechanisms for their businesses.

Debra joined Newfront because there is so little innovation in the insurance industry, and Newfront is changing the game. Newfront is designing a new value proposition for both clients and colleagues, wherein they really can have it all—personalized service, human relationships, and a better tech experience for routine transactions.

In her free time, Debra enjoys walking on the beach and relaxing with her husband and son in their longtime community of Seal Beach, California.

https://www.linkedin.com/in/debra-scalice-237628117

Debra is a commercial insurance generalist who works with businesses of all sizes, including manufacturers and distributors.

After leading Zenefits’ P&C Division for 3 years, I joined Newfront to continue building technology that streamlines the P&C brokerage’s internal operations and simplifies initial purchase and renewals.

https://www.facebook.com/forrest.wittenmeier

As a Commercial Property & Casualty broker, my experience customizing risk management strategies for companies at every stage - from initial funding through acquisition - has made me a trusted partner to VC’s, entrepreneurs, C-level execs, general counsels, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

I love my clients, and I will always do right by them because I am for their success.

With more than 20 years of commercial insurance and risk management experience, Jessica provides unparalleled risk engineering and value to her clients by working with carriers, wholesalers, and retailers alike. Having started her carrier as an account manager and agency accountant, she naturally transitioned into brokering, as this role responds to her passion for helping others and her fascination with problem-solving.

Having owned two businesses throughout her career, Jessica is uniquely positioned to respond to her clients’ insurance needs in a way that truly supports their business goals. Additionally, as an excess & surplus specialist, she helps Newfront to identify and build tailored, proprietary programs that harness the power of its technology platform. 

Close to her heart has been her work and volunteerism in support of various non-profit agencies, whose missions are housing rehabilitation for lower-income community members and the end of human trafficking across the U.S. 

https://www.linkedin.com/in/jessica-james-588828149/

I enjoy consulting with my clients to solve their business challenges from an insurance perspective and beyond. Over time, I become a trusted member of my clients’ business teams by putting their interests first.

Based in Pasadena with clients throughout California, producer Paul Huang has over 16 years of insurance experience serving business owners in manufacturing, import wholesale, professional services, and commercial and multi-unit residential real estate. He also offers trade credit insurance, a specialty coverage for accounts receivables.

Paul holds a Chartered Property Casualty Underwriter designation, a rigorous educational certification which enables him to craft especially creative insurance programs for clients and negotiate more aggressively with underwriters on clients' behalves. He also has a degree in Business Economics from UCLA.

Paul spends his free time with his wife and two daughters, often traveling as a family. When he can, Paul enjoys high-performance driving on race tracks in Southern California.

Paul's commercial insurance specialties include manufacturing, import wholesale, professional services, and real estate.

I enjoy being a partner to my clients and helping them to achieve their business goals through strategic employee benefits programs. But more than that, I love making the business of health insurance a better experience for people. 

Patrick possesses deep insight when it comes to employee benefits. With over a decade of experience, he has witnessed the evolution of health insurance and understands its trajectory. He is committed to advocating for organizations and their employees as the landscape of employee benefits continues to evolve in response to federal, statutory, and municipal laws; technological advances; and the increasingly discriminating needs of employers and their employees.

With extensive experience helping clients solve for their complex business needs, he is particularly adept at finding benefits solutions for organizations with variable-hour employees and with multiple sites on a national and global scale.

https://www.linkedin.com/in/patrick-hennon-8343709/

I began my career in the insurance industry while I was a junior at USC, working my way up from the accounting department to commercial insurance, working with business owners and nonprofit organizations to transfer and manage their risks.

I’m a native Angelina, a life long Los Angeles resident and a graduate of the University of Southern California, with a BS in Social Welfare. I have over 30 years of commercial insurance experience, with a sub-specialty in providing insurance and risk management services to nonprofit organizations.

I earned my Associate in Risk Management (ARM) credentials in the 1990’s. I work with business owners, including professional firms and manufacturers to reduce their exposures to loss.

https://www.linkedin.com/in/maureenbernstein

Nonprofit organizations, professional firms, distributors and manufacturers, restaurants, retail, construction and family owned businesses. I work very well with multiple generations, assisting in the transition of insurance from founders to the next generation of management.

Ultimately, I work to protect my clients' business assets, and by extension, them. I do this by negotiating the best coverage possible, at the lowest responsible price, for all my clients year after year.

Comprehensive Coverage for the Healthcare Industry

Brian’s experience with insurance is a hero’s journey. Starting in the mailroom of his father’s brokerage, he gradually leaned into the industry, learning the ropes as a broker handling surety bonds, and placing commercial coverages for clients in all industries. After an immersive education in literature and philosophy, Brian was drawn into the business world and ultimately came back to insurance.

Early in his career, he turned his attention to business administration, where he successfully managed multiple businesses and drove an annual revenue increase by more than 40 percent in some cases. Since then, he’s applied his business and insurance expertise to assist organizations in managing their complex risk by building and placing airtight insurance programs. 

Brian graduated from California State University, Sacramento with a Bachelor of Arts in English and a minor in Philosophy, earning various accolades in creative writing as well. He currently lives in his hometown of Sacramento with his wife and three rescue dogs. When he’s not advocating for his clients, he continues to write and contemplate philosophy and world religion. 

https://www.linkedin.com/in/brian-king-a624b011/

I pride myself on finding the best price and coverage for my clients while being extremely responsive and involved in the entire insurance cycle.

Brett possesses more than 10 years of insurance experience as a commercial insurance broker and is a two-time recipient of the "Producer of the Year" award. His clients include national and international businesses of all sizes. He's committed to helping them structure and improve their current insurance programs to effectively drive down costs and mitigate risks. That way, they can focus on growing their businesses.

A California native and lifelong resident, he currently lives in Redondo Beach with his wife and two daughters. Soaring to 6'5" in height, it may not be surprising that he played basketball while attending the University of California, Davis. When he's not advocating for his clients or spending time with his family, he still tries to get in some hoops.

https://www.linkedin.com/in/brett-lantz-7238142/

Manufacturers, Non Profit, Hospitality, and Food and Beverage among others.

It is my passion and total enjoyment to build lasting and strong relationships with everyone I interact with. What other industry can provide deep, meaningful relationships that can last for generations? Simply, I love being the 'Insurance Guy.'

As a California native with a background in financial services, broker Josh Young sees a unique role for himself in contributing to the economy of his home state; that is, by making sure his clients are properly insured, he can help their businesses grow over the long term.

Josh works with companies of all sizes. In addition to large financial services clients, he has a passion for covering risk for small to mid-sized ventures, always with an ethical approach: He'll only sell insurance that will help you meet your goals—no more, and no less.

Among those businesses are construction-industry clients who work in painting, remodeling, excavation, and paving, plus a side specialty insuring salons and barber shops.

Josh looks forward to bringing Newfront's competitive markets, ease of service, and outstanding account professionals to new and existing clients.

https://www.linkedin.com/in/josh-young-3036aa47

Josh's commercial insurance specialties include financial and professional services, commercial technology companies, start-up consultants, construction, and barber salons. He also provides personal insurance for private clients.

My advocacy to clients is motivated by my deep love and admiration for the musical and culinary culture of my adopted hometown: San Francisco. 

Reece has been insuring businesses in the San Francisco Bay Area hospitality industry for over 15 years. He is passionate about advising restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises in the purchase of specialized liability and property insurance, workers' compensation, employment practices (EPLI), directors & officers (D&O), and professional liability coverage (E&O).

A New Orleans native, Reece is a San Francisco transplant of two decades. His transition from managing indie record labels to advising rock star chefs was a natural one. His work continues to be inspired by the culinary and musical culture of his adopted hometown.

https://www.linkedin.com/in/reece-walker-4362474/

Hospitality industry including but not limited to restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises.

I’m passionate about forming trusting relationships with my clients, where we can sit together at the table, and, through open discussions, build an employee benefits program that supports their organizational objectives.

Emily is a dedicated employee benefits enthusiast who isn’t afraid to make bold, smart moves. She joined Newfront to be part of a movement that’s making the insurance experience better--one that brings the industry into the 21st century. In leading Newfront’s Employee Benefits growth and account management goals, she’s committed to delivering best-in-class service to every client. She meets them on their terms while combining industry best practices with technology and innovation.

For Emily, a successful benefits plan must not only be fully compliant with regulations and attract and retain top talent through cost-effective solutions, but it must also align with the company’s organizational objectives and risk management plan. This long-game strategy harnesses the power of other Newfront brokers who have a keen understanding of benefits and property and casualty solutions. Together, they provide end-to-end consultancy for risk management that’s streamlined and comprehensive.

https://www.linkedin.com/in/emily-sugars-8797a8a

Benefits Administration Technology, Compliance Support, Comprehensive Medical Coverage Solutions, and Customized Employee Communications.

My reputation is everything. I’m the first guy to tell my clients that they don’t need a particular coverage. But at the same time, I help them understand the coverages they really need.

Angelo Dionisiou shares an entrepreneurial spirit with his clients that drives his commitment to their risk management advocacy. 

Having grown up in the restaurant business, Angelo knows the ins and outs of the industry. He possesses first-hand knowledge combined with deep business acumen that gives him a unique insight into what insurance services restaurateurs and distributors need in a framework that is cognizant of their business expenses. 

As Vice President at a previous brokerage, Angelo led a team of insurance professionals who were responsible for account management and client growth. He’s earned an MBA from Loyola Marymount University and a Juris Doctor from Loyola Law School. He’s licensed in property & casualty and life & health. Additionally, he holds the Certified Insurance Counselor (CIC) designation.

https://www.linkedin.com/in/angelo-dionisiou-9717b1111

Angelo focuses his attention on restaurants and distributors, helping them place property, casualty, and employee benefits plans. He also advises his clients on their personal coverages.

I am honored to be entrusted with my clients’ insurance needs and to be their point of contact. My clients reach out to me whenever they have questions about their business or personal risk, and I am always here to find the right answers. 

https://www.facebook.com/kelseymalonenewfront

Kelsey is a third-generation insurance agent with over 20 years in the industry. He learned the ropes at the independent insurance agency formed by his grandfather in 1957, which was passed down to his father in the 1980s. The firm would later come to join forces with a business partner and became Malone-Ludwig Insurance Services, Inc., based out of Southern California.

Over the years at his family’s firm, Kelsey formed a professional ethos that focuses on the holistic coverage needs of his clients. For Kelsey, the best part of his job is making sure he finds the right risk protection for his clients throughout all the exciting changes in their lives—from buying a new home or car and getting married to starting a new business and eventually expanding it. 

Originally from Huntington Beach, California, Kelsey lives in downtown Los Angeles, where he enjoys hiking in any of the area’s many mountain ranges. He also enjoys traveling, recently spending some time in Peru and Columbia. He plans on polishing his Spanish skills to continue his exploration of Spanish-speaking countries. 

https://www.instagram.com/kelseymalonenewfront/

https://www.linkedin.com/in/kelseymalone/

Two things are critical in an insurance agent: trustworthiness and expertise. I'm the right person for my clients because they can trust me and I'm knowledgeable in what I do.

Based in Fort Bragg, California, Mike Hall got his start in insurance 17 years ago when he answered a newspaper ad for an agent trainee. Mike found in insurance not only a career to support his growing family, but a path to deep and lasting connections to his community.

Mike's commercial insurance specialties include the timber, construction, and hospitality industries. To best serve his timber clients, Mike shadowed a logger and committed to learning the tools, lingo, and risks of the profession, and he's proud of the reputation he's earned along the way. As for his construction and hospitality clients, Mike exceeds expectations by taking a long-term, strategic approach to saving each company money.

Mike sits on the board of directors of Parents & Friends, a large regional nonprofit supporting adults with developmental disabilities. When he's not working, Mike is golfing, snowboarding, surfing, or spending time with his three favorite people—his wife and two kids.

https://www.linkedin.com/in/michael-hall-44929b20/

Mike specializes in commercial insurance for the timber, construction, and hospitality industries.

Based in Los Angeles, I specialize in program design and risk management for businesses in the real estate development/management, hospitality, entertainment, and contracting sectors.

Christian has over 12 years of experience in the insurance industry spanning across various sectors of expertise. He works closely with his clients to deliver the most efficient insurance programs so they may focus their time and energy on growing their businesses. 

Christian has experience in all facets of insurance from underwriting to program design across many different industries including property developers, market-rate and affordable housing, hospitality, nonprofits, entertainment, contractors, auto dealers, and oil haulers.

Property Developers/Managers, Hospitality, Entertainment, Construction

My clients are more than just a policy number, they are my neighbors and partners. Armed with 20 years of experience, I guide my clients through the process of properly protecting their assets. 

Adrianne specializes in personal insurance and risk management for high net worth individuals. She's formed long-standing professional relationships by serving on advisory boards and insurance councils. With Newfront, she continues to provide expert advice to her community and clients.

With the long-standing carrier relationships she's formed over the years, Adrianne brings a hands-on consultative approach to the insurance buying process. Backed by the power of Newfront's world-class technology, she's empowered to make her clients' insurance experience as painless as possible. 

Home, Auto, Umbrella, Collections, Yachts, Rental and Vacation homes.

I'm honored and proud to be the insurance adviser for successful individuals, families, and small businesses.

Ryan has been an adviser for over 10 years and values the relationships with his clients. He works with your dedicated team of insurance specialists to learn the whole picture of your insurance needs and create customized solutions that protect you and your lifestyle. For Ryan, being part of Newfront is something he is extremely excited about, particularly because of the technology and collaborative culture he can bring to his clients, so they have a much better insurance experience.

Based in the Sacramento area, Ryan is an avid (albeit amateur) golfer and enjoys cooking for his wife and two daughters. They are a swim team family, so they spend many weekends racing at the pool.

Specializing in all lines of Personal Insurance. Expertise in high value homes and autos, high-profile customers, complex liability situations, hard-to-place homes and vacation properties. Also experienced in Hobby Farm/Ranch coverage and Small Business Insurance.

I work to give my clients a competitive advantage in a less-than-friendly insurance system.

Serge is backed by eight years of insurance experience and a Bachelors in Finance and Marketing from CSUS. He's passionate about partnering with clients across all industries to help them develop insurance programs that serve to actualize their business goals. 

His professional ethos is grounded on the belief that when you do what's right by the people you serve, the rest follows. 

He enjoys an earnest chat with a friend, particularly when the subject is about cars (as he's an avid fan) or when life stories and lessons are shared.

https://www.linkedin.com/in/sergevorobets

Short and Long term cost efficiencies, ExMod reduction, insurance consulting, specialty programs.

I'm always available to my clients, night and day. They stick with me because I take a personal interest in their businesses, and I work hard to learn and grow with them.

After a short stint in law, Pete Johnson launched his insurance career in the claims department of The Hartford in Denver in 1993. Though processing claims wasn't his dream career, the experience taught Pete how much the details matter in insurance. Following a side project in tech in the late 1990s, Pete moved to San Francisco without knowing a soul, and built a thriving commercial insurance business, one new friend at a time.

Through his wife, an architect, Pete developed relationships with contractors, designers, architects, and realtors, which still today form the bulk of his business. Among his clients, Pete is famous for being an early riser; he's known to be at his desk and working by 5:00 am most mornings.

With 25 years of insurance experience under his belt, Pete joined Newfront in 2019, compelled by the company's vision of being the brokerage of the future.

https://www.linkedin.com/in/pete-johnson-72aaa5/

Pete's commercial insurance specialties include real estate, construction, architecture and interiors, non-profits, food distribution, light manufacturing and workers compensation premium recovery. He also provides personal coverage for high net worth individuals.

I aim to provide a superior service and a quality product to all my clients, by knowing all their exposures and hazards and to be able find a solution to meet all their unique insurance needs.

Tuan possesses 12 years of experience as a commercial insurance broker and substantial knowledge in property and casualty insurance. He's committed to creating effective insurance programs for small to medium size companies. In addition, he's provided consulting and problem-solving to companies with many special circumstances.

He works closely with client management teams (CEO/Principal's, CFO, COO, Risk Managers, Controllers, Legal Counsel and HR departments) to build insurance programs that improve the business balance sheet while effectively transferring and mitigating risk. 

Commercial Property, Commercial Liability Commercial Auto, Workers' Compensation, Crime and Directors & Officers

I’m well-versed in all lines of coverages, and I’m really good at writing just about everything. If I don’t have the answer, I’ll find it.

Joe has been writing insurance for my clients for over ten years, and he specializes in all lines of commercial and personal coverages. His priority is to make sure his clients have many options that are competitively priced. 

He's committed to the advancement of the insurance industry. He's a past president and current board member of the IBA of Kern County, a local chapter that is part of the Independent Insurance Agents & Brokers of California (IIABCal). He's also a board member of the IIABCal, and he has been chosen by the association to speak to legislative groups in Washington about bills in Congress aimed at making insurance better for the consumer. He is also deeply involved in his community, as a member of the Greater Bakersfield Chamber of Commerce and a past member of the Kern County Hispanic Chamber of Commerce.

https://www.linkedin.com/in/joe-martin-b5347b41

Commercial and personal insurance, professional liability, group and individual benefits.

https://www.linkedin.com/in/hellomikecheng

I partner with my clients to help develop a robust insurance program which not only provides the best pricing but brings great value by creating ways to reinvest their insurance dollars back into their business. I help my clients to improve their safety culture and risk management processes.

Susan moved to the Bay Area from Southern California over 20 years ago and has been a licensed commercial property and casualty broker since then. She specializes in the hospitality, construction, and manufacturing industries.

She prides herself in being the first person her clients call when it comes to identifying the best risk management practices. She's excited to be a resource that helps them achieve business success.

Hotels, restaurants, contractors and metal fabricators and manufacturers

After graduating from a top university in Switzerland and consuming many pounds of chocolate, I dove into the forever changing world of insurance. I work with property owners, developers, and hospitality businesses to identify their risks and design best-in-class solutions to protect their assets.

Keane was born and raised in the Bay Area and graduated from a renowned university in Switzerland. Travel is his passion: He's been to over 20 countries, learning from the perspectives and wisdom shared by the people he's lived with and met along the way.

Keane and his team primarily serve property owners and developers, homeowner’s associations, and hospitality businesses (hotels, restaurants, bars, taverns, nightclubs, etc.), and coordinate with insurance companies and third-party resources to create risk mitigation and work safety programs.

Getting to know and understand his clients’ needs is what he enjoys most. Keane works hard to ensure that all his clients are adequately represented to the myriad of insurance companies who partner with Newfront.

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