I aim to provide a superior service and a quality product to all my clients, by knowing all their exposures and hazards and to be able find a solution to meet all their unique insurance needs.

Tuan possesses 12 years of experience as a commercial insurance broker and substantial knowledge in property and casualty insurance. He's committed to creating effective insurance programs for small to medium size companies. In addition, he's provided consulting and problem-solving to companies with many special circumstances.

He works closely with client management teams (CEO/Principal's, CFO, COO, Risk Managers, Controllers, Legal Counsel and HR departments) to build insurance programs that improve the business balance sheet while effectively transferring and mitigating risk. 

Commercial Property, Commercial Liability Commercial Auto, Workers' Compensation, Crime and Directors & Officers

My eagle eye for details is what helps me identify a policy’s coverage gaps before they turn into problems for clients. I always put my clients first and operate as if my clients are family.

Jennifer is passionate about all things personal risk management. As a Los Angeles-based insurance broker with more than 15 years of experience, she's focused on family offices and business management. 

Having worked at multiple brokerages, she's keenly aware of the best practices and limitations of the insurance industry. Jennifer brings this know-how to the Newfront team, and she's tenacious about providing exceptional service powered by meaningful technology.

Her advocacy is deep and arrayed. From single-family homes and Bel-Air estates to personal vehicles and car collections, there are few risk management challenges that she hasn't encountered. She's always up for the next challenge.

Family Office/Business Management, High Net Worth Personal Lines, Small to Mid - Size Commercial Insurance

My clients are more than just a policy number, they are my neighbors and partners. Armed with 20 years of experience, I guide my clients through the process of properly protecting their assets. 

Adrianne specializes in personal insurance and risk management for high net worth individuals. She's formed long-standing professional relationships by serving on advisory boards and insurance councils. With Newfront, she continues to provide expert advice to her community and clients.

With the long-standing carrier relationships she's formed over the years, Adrianne brings a hands-on consultative approach to the insurance buying process. Backed by the power of Newfront's world-class technology, she's empowered to make her clients' insurance experience as painless as possible. 

Home, Auto, Umbrella, Collections, Yachts, Rental and Vacation homes.

I partner with my clients to help develop a robust insurance program which not only provides the best pricing but brings great value by creating ways to reinvest their insurance dollars back into their business. I help my clients to improve their safety culture and risk management processes.

Susan moved to the Bay Area from Southern California over 20 years ago and has been a licensed commercial property and casualty broker since then. She specializes in the hospitality, construction, and manufacturing industries.

She prides herself in being the first person her clients call when it comes to identifying the best risk management practices. She's excited to be a resource that helps them achieve business success.

Hotels, restaurants, contractors and metal fabricators and manufacturers

I am honored to be entrusted with my clients’ insurance needs and to be their point of contact. My clients reach out to me whenever they have questions about their business or personal risk, and I am always here to find the right answers. 

https://www.facebook.com/kelseymalonenewfront

Kelsey is a third-generation insurance agent with over 20 years in the industry. He learned the ropes at the independent insurance agency formed by his grandfather in 1957, which was passed down to his father in the 1980s. The firm would later come to join forces with a business partner and became Malone-Ludwig Insurance Services, Inc., based out of Southern California.

Over the years at his family’s firm, Kelsey formed a professional ethos that focuses on the holistic coverage needs of his clients. For Kelsey, the best part of his job is making sure he finds the right risk protection for his clients throughout all the exciting changes in their lives—from buying a new home or car and getting married to starting a new business and eventually expanding it. 

Originally from Huntington Beach, California, Kelsey lives in downtown Los Angeles, where he enjoys hiking in any of the area’s many mountain ranges. He also enjoys traveling, recently spending some time in Peru and Columbia. He plans on polishing his Spanish skills to continue his exploration of Spanish-speaking countries. 

https://www.instagram.com/kelseymalonenewfront/

https://www.linkedin.com/in/kelseymalone/

I'm always available to my clients, night and day. They stick with me because I take a personal interest in their businesses, and I work hard to learn and grow with them.

After a short stint in law, Pete Johnson launched his insurance career in the claims department of The Hartford in Denver in 1993. Though processing claims wasn't his dream career, the experience taught Pete how much the details matter in insurance. Following a side project in tech in the late 1990s, Pete moved to San Francisco without knowing a soul, and built a thriving commercial insurance business, one new friend at a time.

Through his wife, an architect, Pete developed relationships with contractors, designers, architects, and realtors, which still today form the bulk of his business. Among his clients, Pete is famous for being an early riser; he's known to be at his desk and working by 5:00 am most mornings.

With 25 years of insurance experience under his belt, Pete joined Newfront in 2019, compelled by the company's vision of being the brokerage of the future.

https://www.linkedin.com/in/pete-johnson-72aaa5/

Pete's commercial insurance specialties include real estate, construction, architecture and interiors, non-profits, food distribution, light manufacturing and workers compensation premium recovery. He also provides personal coverage for high net worth individuals.

Two things are critical in an insurance agent: trustworthiness and expertise. I'm the right person for my clients because they can trust me and I'm knowledgeable in what I do.

Based in Fort Bragg, California, Mike Hall got his start in insurance 17 years ago when he answered a newspaper ad for an agent trainee. Mike found in insurance not only a career to support his growing family, but a path to deep and lasting connections to his community.

Mike's commercial insurance specialties include the timber, construction, and hospitality industries. To best serve his timber clients, Mike shadowed a logger and committed to learning the tools, lingo, and risks of the profession, and he's proud of the reputation he's earned along the way. As for his construction and hospitality clients, Mike exceeds expectations by taking a long-term, strategic approach to saving each company money.

Mike sits on the board of directors of Parents & Friends, a large regional nonprofit supporting adults with developmental disabilities. When he's not working, Mike is golfing, snowboarding, surfing, or spending time with his three favorite people—his wife and two kids.

https://www.linkedin.com/in/michael-hall-44929b20/

Mike specializes in commercial insurance for the timber, construction, and hospitality industries.

I take my clients’ business challenges personally and always ask myself, “What would my client want?” I’m not satisfied with any outcome unless it’s what I would want for my own business.

With over 25 years of experience, David can quickly identify risk exposures and offer solutions from a 360° perspective. 

Prior to being an insurance broker, he was an insurance claims adjuster and a negotiator for a law firm. Throughout his career, he's managed billions of dollars in insurance premium as well as advocated for and helped defend clients in claims and lawsuits exceeding billions of dollars in value. His claims expertise uniquely qualifies him to design watertight insurance programs for his clients and advocate for them during claims resolution to obtain the most favorable results.

In addition to having extensive experience in the insurance industry, he's earned an MBA from the University of Southern California, has sales and operations experience in overseas manufacturing, and is fluent in Mandarin Chinese and English.

David's passion lies in advocating for his domestic and multinational clients and resolving any of their tough insurance problems.

David is a commercial insurance generalist who specializes in hard-to-place risk.

I’m honored to have personal relationships with my clients. And I’ll never stop working for their businesses.

Byron's advocacy to his clients includes setting up intentional risk management strategies before going to market. That way, their businesses are placed in the most favorable light and they are able to secure the most competitive coverages. He's passionate about helping his clients keep their properties and human capital protected from risks.

As a member of Newfront’s steering committee, he's focused on helping the firm innovate technology solutions that are in service to his clients. His goal is to make sure Newfront meets its clients on their terms. In advocating for his clients, he's committed to assuring that our systems align with how they’d like to experience their insurance.

https://www.linkedin.com/in/byronrossinsurance/

Byron provides commercial insurance for the manufacturing, hospitality, and building maintenance industries.

I go above and beyond to find the most competitive rates available before presenting you with options. I aim to protect your business while saving you money in any way that I can.

Los Angeles native Nicole Guadarrama has 12 years of experience in commercial insurance and sees her job as helping to protect the livelihoods of her small to medium-sized clients in construction, entertainment, and manufacturing. For Nicole, educating clients on their risk exposures is the top priority, so they can focus on running their businesses. Each venture has unique needs, and Nicole thinks designing the right coverage program is work that's hard and rewarding in equal parts.

In addition to Nicole's for-profit clients, she has served LA nonprofits including community theater companies and the Los Angeles Opera. She's a certified Associate in Risk Management and a Construction Risk and Insurance Specialist. Nicole speaks Spanish and loves building long-term, trusting relationships with her Mexican-American clients.

Nicole joined Newfront because she's confident the company's streamlined systems will serve her clients with the ease they're after. Plus, she's never seen so many happy people at an insurance company before.

https://www.linkedin.com/in/nicole-guadarrama-cris-clcs-04b3b358

Nicole's commercial insurance specialties include construction, non-profits, entertainment, and manufacturing.

I love taking the time to analyze a company's unique situation, no matter what the size. I assess the entire puzzle, find the levers that will have a real impact on the business, and present what "better" looks like.

Based in Southern California, broker Jamie Ausec has 15 years of insurance experience that began when she took a job with Aflac right out of college. Since then, she's worked in marketing, benefits consulting, and as a broker and HR consultant who strives to do more than just save money for clients; rather, she seeks a dialogue to land on the best employee benefits configuration possible for each company.

Jamie encourages potential clients to reassess their current broker relationships to ensure they're getting the value they’re paying for. There are myriad options for employee benefits coverage, says Jamie, and you should expect your broker to work hard to present them all to you.

Jamie is an avid golfer and a wine enthusiast and in her free time, enjoys life with her two young daughters.

Jamie offers employee benefits insurance and consulting to small and mid-sized companies and specializes in hospitality and manufacturing.

https://www.linkedin.com/in/hellomikecheng

I represent my clients with a unique blend of market access in a digital platform that focuses on quality and value.

Steve possesses over 20 years of insurance experience that spans multiple specialties and professions, including contractors, agriculture, hospitality, and service industries nationwide. 

A California native living in the Central Valley, Steve is married with 3 children.

https://www.linkedin.com/in/steve-mccaw-b1725b6

All lines of coverage for Specialty (Cellular) Contractors, Farm Labor Contractors, Growers, Restaurants, Property Owners / Builders / Developers, Restaurants, Janitorial Contractors, and Sport Industries.

I'm honored and proud to be the insurance adviser for successful individuals, families, and small businesses.

Ryan has been an adviser for over 10 years and values the relationships with his clients. He works with your dedicated team of insurance specialists to learn the whole picture of your insurance needs and create customized solutions that protect you and your lifestyle. For Ryan, being part of Newfront is something he is extremely excited about, particularly because of the technology and collaborative culture he can bring to his clients, so they have a much better insurance experience.

Based in the Sacramento area, Ryan is an avid (albeit amateur) golfer and enjoys cooking for his wife and two daughters. They are a swim team family, so they spend many weekends racing at the pool.

Specializing in all lines of Personal Insurance. Expertise in high value homes and autos, high-profile customers, complex liability situations, hard-to-place homes and vacation properties. Also experienced in Hobby Farm/Ranch coverage and Small Business Insurance.

I have been in the insurance business for 14 years, and I made my first move into the industry after a career in the title & escrow world. I’ve built my career in Northern California but cater to clients in a broader geography.

James is a Northern California native with over 14 years of insurance experience specializing in niche markets like environmental risk (mold remediation, asbestos, lead remediation), contractors, and roofing. He strives to find his clients the best coverage for a great price.

He studied at the University of California, earning a degree in Business Administration and Law. 

https://www.linkedin.com/in/james-ayoob-830a1133

Environmental coverages for contractors who deal with remediation and consulting in the fields of Mold, Asbestos, and Lead

My priority is about establishing trust in all my relationships—from my clients to the carriers. In this way, I can most effectively identify my clients’  insurance needs and negotiate the best coverages in the market. 

When Steven’s father left Ohio Casualty to start his own insurance brokerage back in the 1950s, Steven was destined for a lifelong, successful career in the insurance industry. After growing his business acumen at his father’s firm, he would merge the company with fellow industry colleague Jeff Malone. Together, they would create one of the leading privately owned brokerages in Southern California, Malone-Ludwig Insurance Services, Inc. 

At the firm, Steven focused first and foremost on the honest, ethical relationships he formed with each of his clients. His mission would be to provide advocacy that responded to all their insurance needs—from auto and home, to business property coverage and workers’ compensation. 

In 2019, Malone-Ludwig would make the next milestone move for their clients by joining forces with Newfront Insurance. At the firm, Steven provides his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Steven is an avid fisherman, and he fondly showcases dozens of trophies (from the lighthearted tongue-in-cheek to the more notable in distinction) in his home in Los Angeles.

https://www.linkedin.com/in/steven-ludwig-a2247739/

It is my passion and total enjoyment to build lasting and strong relationships with everyone I interact with. What other industry can provide deep, meaningful relationships that can last for generations? Simply, I love being the 'Insurance Guy.'

As a California native with a background in financial services, broker Josh Young sees a unique role for himself in contributing to the economy of his home state; that is, by making sure his clients are properly insured, he can help their businesses grow over the long term.

Josh works with companies of all sizes. In addition to large financial services clients, he has a passion for covering risk for small to mid-sized ventures, always with an ethical approach: He'll only sell insurance that will help you meet your goals—no more, and no less.

Among those businesses are construction-industry clients who work in painting, remodeling, excavation, and paving, plus a side specialty insuring salons and barber shops.

Josh looks forward to bringing Newfront's competitive markets, ease of service, and outstanding account professionals to new and existing clients.

Josh's commercial insurance specialties include financial and professional services, commercial technology companies, start-up consultants, construction, and barber salons. He also provides personal insurance for private clients.

My advocacy to clients is motivated by my deep love and admiration for the musical and culinary culture of my adopted hometown: San Francisco. 

Reece has been insuring businesses in the San Francisco Bay Area hospitality industry for over 15 years. He is passionate about advising restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises in the purchase of specialized liability and property insurance, workers' compensation, employment practices (EPLI), directors & officers (D&O), and professional liability coverage (E&O).

A New Orleans native, Reece is a San Francisco transplant of two decades. His transition from managing indie record labels to advising rock star chefs was a natural one. His work continues to be inspired by the culinary and musical culture of his adopted hometown.

https://www.linkedin.com/in/reece-walker-4362474/

Hospitality industry including but not limited to restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises.

I work to give my clients a competitive advantage in a less-than-friendly insurance system.

Serge is backed by eight years of insurance experience and a Bachelors in Finance and Marketing from CSUS. He's passionate about partnering with clients across all industries to help them develop insurance programs that serve to actualize their business goals. 

His professional ethos is grounded on the belief that when you do what's right by the people you serve, the rest follows. 

He enjoys an earnest chat with a friend, particularly when the subject is about cars (as he's an avid fan) or when life stories and lessons are shared.

https://www.linkedin.com/in/sergevorobets

Short and Long term cost efficiencies, ExMod reduction, insurance consulting, specialty programs.

Protecting your company and it’s executives from today’s lawsuits and losses.

https://www.linkedin.com/in/eric-anderberg

Franchising, Restaurants, Food, and Real Estate.

I’m passionate about forming trusting relationships with my clients, where we can sit together at the table, and, through open discussions, build an employee benefits program that supports their organizational objectives.

Emily is a dedicated employee benefits enthusiast who isn’t afraid to make bold, smart moves. She joined Newfront to be part of a movement that’s making the insurance experience better--one that brings the industry into the 21st century. In leading Newfront’s Employee Benefits growth and account management goals, she’s committed to delivering best-in-class service to every client. She meets them on their terms while combining industry best practices with technology and innovation.

For Emily, a successful benefits plan must not only be fully compliant with regulations and attract and retain top talent through cost-effective solutions, but it must also align with the company’s organizational objectives and risk management plan. This long-game strategy harnesses the power of other Newfront brokers who have a keen understanding of benefits and property and casualty solutions. Together, they provide end-to-end consultancy for risk management that’s streamlined and comprehensive.

https://www.linkedin.com/in/emily-sugars-8797a8a

Benefits Administration Technology, Compliance Support, Comprehensive Medical Coverage Solutions, and Customized Employee Communications.

Based in Los Angeles, I specialize in program design and risk management for businesses in the real estate development/management, hospitality, entertainment, and contracting sectors.

Christian has over 12 years of experience in the insurance industry spanning across various sectors of expertise. He works closely with his clients to deliver the most efficient insurance programs so they may focus their time and energy on growing their businesses. 

Christian has experience in all facets of insurance from underwriting to program design across many different industries including property developers, market-rate and affordable housing, hospitality, nonprofits, entertainment, contractors, auto dealers, and oil haulers.

Property Developers/Managers, Hospitality, Entertainment, Construction

I’m a naturally competitive person and we’re on the same team. I’ll never pressure you with a hard sell and I do the extra legwork to make sure you have comprehensive insurance options that work for you and your business.

Based in Southern California, Tage Peterson has mastered a range of specialties over his 16-year insurance career—technology, medicine, and construction included. From an early age, Tage has had a passion for technology and mathematics and enjoys delving into the complexities of his clients’ businesses in order to ensure their risks are properly covered.

When selling insurance, Tage puts himself in his clients’ shoes and lays out options that will help them grow their businesses. He’s happiest when clients remark that for the first time ever when buying insurance, they finally understand exactly what they’re paying for.

Tage is a former world-class athlete and divides his free time among coaching youth and playing as many sports as possible—including basketball, football, soccer, track & field, muay thai, target shooting, and snowboarding.

Tage offers commercial insurance to tech companies, medical offices, contractors, hospitality ventures, and real estate developers and owners.

I'm a Navy veteran turned insurance professional with over 40 years of experience and a broad range of specializations.

After being commissioned by the United States Navy, Tom was attached to the USS Okinawa and had three tours in Vietnam. He was also charged with the U.S. Navy recovery operation of Apollo 15. Later, he joined his father’s insurance agency in Santa Cruz and soon became president, growing the agency from 3 to over 28 people while being licensed in 23 states.

In 1980, the firm built an employee benefits department, earning the distinction of being the first agency in the area to have one. In 1985, he took the agency into the digital age with their first computers. In 1992, he purchased laptops and portable printers for all of the salespeople. He fought for progress in the insurance industry, was an expert witness in fair claims handling and standard of care, and was instrumental in mandating continued education for insurance agents and brokers for the state of California. Additionally, he's served on numerous insurance company advisory boards and participated in designing and scripting programs for specific industries. 

After many years of management, he sold the agency and joined an agency in Fremont, where he stayed for the next 12 years. Many of my clients followed his journey and have maintained him as their insurance advocate for over 30 years.

When he accepted a principal role at Newfront, something he had dreamed about for years had come to life: transformative technology in insurance! He's proud to be part of a movement that's streamlining the industry and making it easier for the client to understand and access their portfolio.

https://www.linkedin.com/in/thomas-kelly-4467364

Radio Broadcasters Insurance, Entertainment and Recording Industry Insurance, Construction Insurance, Cement and Plastering Contractors Insurance Programs including EIFS, Bonding, Quarries, Crane Operators, Wineries, Bars and Taverns, Family and Fine Dining Restaurants, Golf Courses, Manufacturing, Banking and Financial Institutions, Ocean Marine, Building Material Dealers, all forms of Property Insurance, Directors and Officers, Employment Practice, Nonprofits, Medical Malpractice, Professional Liability, Homeowners, Personal Auto, Farming, Inland Marine, Wholesale Distributors, Beer Distributors, International Risk, Aircraft, Watercraft, Shipping, Municipalities, Shopping Centers, Strip Malls and Cyber.

I love my clients, and I will always do right by them because I am for their success.

With more than 20 years of commercial insurance and risk management experience, Jessica provides unparalleled risk engineering and value to her clients by working with carriers, wholesalers, and retailers alike. Having started her carrier as an account manager and agency accountant, she naturally transitioned into brokering, as this role responds to her passion for helping others and her fascination with problem-solving.

Having owned two businesses throughout her career, Jessica is uniquely positioned to respond to her clients’ insurance needs in a way that truly supports their business goals. Additionally, as an excess & surplus specialist, she helps Newfront to identify and build tailored, proprietary programs that harness the power of its technology platform. 

Close to her heart has been her work and volunteerism in support of various non-profit agencies, whose missions are housing rehabilitation for lower-income community members and the end of human trafficking across the U.S. 

https://www.linkedin.com/in/jessica-james-588828149/

I grew up in an area where agriculture was vibrant and I always knew I wanted to be tied in with agriculture in some way. Today, I want to help farmers have a better quality of life by taking away some of their responsibilities so they can do what they love and I can do what I love—protecting them.

As head of agribusiness at Newfront, Seth Word guides our agriculture, horticulture, and cannabis practice and producers. A native of Salinas Valley, California, Seth most recently owned Cultivate Insurance Services, acquired by Newfront in September 2019.

Seth has 13 years of insurance experience and a background in sales. He was the number one producer for new business at every agency he’s ever worked, and one of the top brokers of cannabis insurance in California. He opened Cultivate in January 2018, and launched a proprietary safety management system designed to lower occupational safety risks—now a value added offering available to all Newfront clients in agribusiness and beyond.

Seth participates in community organizations like Rotary International and has served on boards of various non-profits. After appearing as a contestant on the TV show The Biggest Loser, he traveled around the country speaking to kids and adults about healthy lifestyles. In his free time, Seth enjoys playing golf, running, and spending time with his family.

https://www.linkedin.com/in/seth-word-4769173

Seth provides commercial insurance and risk management consulting to the agriculture, horticulture, and cannabis industries.

My reputation is everything. I’m the first guy to tell my clients that they don’t need a particular coverage. But at the same time, I help them understand the coverages they really need.

Angelo Dionisiou shares an entrepreneurial spirit with his clients that drives his commitment to their risk management advocacy. 

Having grown up in the restaurant business, Angelo knows the ins and outs of the industry. He possesses first-hand knowledge combined with deep business acumen that gives him a unique insight into what insurance services restaurateurs and distributors need in a framework that is cognizant of their business expenses. 

As Vice President at a previous brokerage, Angelo led a team of insurance professionals who were responsible for account management and client growth. He’s earned an MBA from Loyola Marymount University and a Juris Doctor from Loyola Law School. He’s licensed in property & casualty and life & health. Additionally, he holds the Certified Insurance Counselor (CIC) designation.

https://www.linkedin.com/in/angelo-dionisiou-9717b1111

Angelo focuses his attention on restaurants and distributors, helping them place property, casualty, and employee benefits plans. He also advises his clients on their personal coverages.

I'm an experienced broker here to protect your family by providing a full range of insurance services to meet all of your coverage needs.

As a versatile insurance broker with over 16 years of experience, Bruce's goal is to provide all essential insurance coverage needed to help open doors for businesses, including but not limited to general liability, workers' compensation, and group health. He is also deeply versed in personal lines insurance and can help his clients with their auto, home and umbrella coverage. 

Many of the businesses he partners with entrust him with their personal insurance, so all of their insurance is efficiently placed under one roof. 

https://www.linkedin.com/in/bruce-globerman-7330978

Personal lines, small-to-medium sized businesses, and hard to place risk.

San Diego-based insurance broker focused on delivering best-in-class solutions and service to clients by leveraging experience, technology, and the collective wisdom of my partners.

San Diego native focused on working in close partnership with clients to proactively manage risk, take advantage of market opportunities, and address unique coverage needs in dynamic business environments.

I'm passionate about creating exceptional and innovative insurance programs in service to my clients.

Mike is an experienced through leader in the insurance industry with a demonstrated history of negotiating exceptional risk management and insurance solutions for his clients. He is exceptionally skilled in negotiation, property & casualty insurance, and accounting. 

Mike earned an MBA from  the University of California, Los Angeles.

https://www.linkedin.com/in/michael-daoussis-80321251/

My goals are to recognize the unique needs of each business, simplify the insurance process, and deliver the best possible insurance solutions and experiences to my customers promptly.

Transportation and Warehouse Professionals

Krishna is an Eastbay Northern California resident who earned a computer science degree from UWS, Australia. He possesses  6 years of experience advising businesses in risk management and insurance solutions. His passion lies in working with small- and large-sized businesses across all industries, providing solutions that adequately cover their risk at the best possible price. 

https://www.linkedin.com/in/krishna-patel-516845182

Specializes in Hospitality Hotel & Motels, Small business, Transportation, Technology, warehouse. And if you don’t see your particular industry listed above, I'm still very happy to research and provide a package that is custom designed just for your needs.

I’m driven to build lasting relationships with my clients and partner for their long-term success. I’m proud to be that person they call when they need solutions and answers to protect their businesses.

Through constant learning and adapting, Andrew maintains a deeper understanding of the issues in business his clients face, including insurance requirements nationally and internationally. While at Sacramento State College earning his Bachelor’s in Business Administration, he earned his insurance license and began building client relationships, many of which he still holds today. He then went back for his MBA and took a series of courses on international studies in Sydney, Australia, all the while maintaining his clients in the States. By twenty-one, he built a book of business worth over $1 million in premium.

His tenacity drives him to obtain the best insurance solutions for his clients. For Andrew, this means not just finding the initial coverages, but also proactively staying on top of trends and evolving carrier solutions to find better programs and lower rates year after year.

https://www.linkedin.com/in/andrew-nave-099926153/

With over 40 years of insurance experience specializing in commercial property, I help large apartment owners modernize their insurance portfolios.

Joe began his career in the insurance industry at a young age through his family’s insurance business. He views his role with his clients as consultative rather than transactional. His clients come to him for insurance and risk management advice like they would to their CPA or their attorney for financial or legal concerns.

Joe has built a powerhouse partnership with his friend and colleague Kent Short. Specializing in market-rate apartments from California to Texas, they focus on office and industrial buildings and have deep experience in tax credit housing all across the country. Additionally, they help insure several farmers in the San Joaquin Valley.

Income properties including apartments, shopping centers, office buildings, and light industrial

I have over 25 years experience in perfecting how to treat a customer. I started my career at State Farm and from there moved to a brokerage firm where I was able to expand my product and carrier knowledge so I could be of better assistance to a wide variety of insurance needs. I am here to help.

https://www.linkedin.com/in/cherie-bolyarde-50724746/

Home, auto, excess, collections, antique auto, watercraft, RV, small business, new construction, high wildfire exposures and fire dwellings.

Im obsessed about personally providing detailed account service.

Tim's been identifying risk management and insurance solutions for clients for over twenty years, from personal lines to non-profits and manufacturing. However, his passion is commercial real estate, having worked in this sector his entire career. His real estate clients trust him for his comprehensive understanding of industry trends and exposures. And his lasting relationships with carriers enable him to negotiate the most effective and competitively priced coverages.

Tim likes to help his clients realize that insurance is more than just a requirement forced upon them. Many valuable coverages are a choice, not a mandate. He helps them reframe how they perceive insurance, so they see insurance as a tool for building the foundation of a sound financial plan that protects their assets.

My passion is for my clients. I want to be a part of their mission. If I can contribute to that by helping them build strategically placed benefits programs, then I’ve achieved personal success.

Kaveh is dedicated to building lasting and authentic relationships with his clients. He takes pride in helping them navigate the complexities of insurance so they have quantifiable success in achieving their benefit program goals. 

He has deep roots in employee benefits. Previous to Newfront, Kaveh was an Employee Benefits Consultant at ProCo Insurance Services, Paychex, and Insphere Insurance Solutions. He’s been lockstep with healthcare’s evolution for over a decade and possesses the wisdom, talent, and drive to create benefits programs that respond to the demands of the future. 

For Kaveh, health insurance is personal. Having grown up in Canada, he understands firsthand how affordable healthcare makes a difference in people’s lives. It affects their well-being on the deepest levels. Kaveh is driven to help employers achieve success by building employee programs that are aligned with their business and organizational objectives and that also help people--their employees--live healthier, happier lives. 

https://www.linkedin.com/in/kaveh-karimian-4ab01615/

Targeted Employee Benefit Solutions for All Employers

I began my career in the insurance industry while I was a junior at USC, working my way up from the accounting department to commercial insurance, working with business owners and nonprofit organizations to transfer and manage their risks.

I’m a native Angelina, a life long Los Angeles resident and a graduate of the University of Southern California, with a BS in Social Welfare. I have over 30 years of commercial insurance experience, with a sub-specialty in providing insurance and risk management services to nonprofit organizations.

I earned my Associate in Risk Management (ARM) credentials in the 1990’s. I work with business owners, including professional firms and manufacturers to reduce their exposures to loss.

https://www.linkedin.com/in/maureenbernstein

Nonprofit organizations, professional firms, distributors and manufacturers, restaurants, retail, construction and family owned businesses. I work very well with multiple generations, assisting in the transition of insurance from founders to the next generation of management.

My goal has always been to provide effective risk management and insurance coverage solutions with a strong emphasis on service and the client experience. That’s my commitment to my clients.

When his dad’s business partner suddenly passed away leaving a void of talent at his independent insurance agency, Jeff immediately stepped up to the plate. Although he had just graduated from college and was enrolled in law school at the time, Jeff rolled up his sleeves and immediately got to work, learning the ropes in insurance and partnering with his father to lead the agency into continued success. 

Formed in 1957, the Malone Agency would come to be a stalwart business in Los Angeles, recognized by insurance carriers and community members for its deep integrity and honest client relationships. In the 1980s, Jeff would partner with fellow industry veteran Steven Ludwig, to form the agency Malone-Ludwig Insurance Services, as always focused on the risk management of the Southern California community, covering insurance needs from every angle. 

In 2019, Jeff and Steven would make the next milestone move for the company: joining forces with Newfront Insurance. By joining Newfront, Jeff can provide his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Jeff is past president of IIABWest (now IIABCal), a group that provides legislative advocacy to independent insurance agents and brokers. He holds the distinction of receiving Safeco Insurance’s Award of Excellence for the past 12 years. 

https://www.linkedin.com/in/jeff-malone-8b09109/

Designing risk management programs for my clients is the perfect convergence of hard data and creative thinking. My depth of insurance knowledge, finance background and collaborative nature allows me to create impenetrable insurance strategies, always acting with the utmost confidentiality and care.

Ms. Jamme is currently a Principal of Newfront Insurance. For over a decade she has been creating both personal and commercial insurance strategies for some of the world’s wealthiest families, inclusive of many listed on the Forbes 400. She has provided insurance advice to CFOs and family offices for real estate investors, tech executives, founders, and venture capitalists. Her discretion and strategic thinking have been some of the most valuable assets added to her partnerships.

Her ability to collaborate with advisory teams — of lawyers, finance professionals, and philanthropic advisors— allows her to architect the most ironclad liability and risk management walls possible, protecting both the wealth and reputation of her clients.

She is an active member of the Private Risk Management Association and CPRIA designated insurance advisor, a regular presenter on topics surrounding art, jewelry and car collection management and has authored several articles on the latest risk management and insurance trends.

Ms. Jamme is an honors graduate of Notre Dame de Namur, majoring in Business with an emphasis in finance and economics, an ambassador for the American Cancer Society ResearcHERS and sits on the Agent Advisory Council for Hagerty the leading collector car insurance provider.

Sheri specializes in providing risk management and insurance advice to CFOs and family offices for real estate investors, tech executives, founders, and venture capitalists.

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

I understand the importance of getting things done quickly and correctly, and that resonates strongly with my clients. I also take special care to explain the details of each business's unique risk, so my clients are well-informed when making decisions.

https://www.facebook.com/steve.decristofaro

With 22 years of insurance experience serving clients in Northern California, Steve DeCristofaro provides commercial coverage to the construction, hospitality, and commercial property industries. Steve launched his insurance career as an underwriter, and after earning an early education in risk management he opted to start advising clients directly as a broker.

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A team of dedicated experts

Tuan Do

Jenifer Ackley

Adrianne Peixotto

Susan Groff

Kelsey Malone

Pete Johnson

Mike Hall

David Tsai

Byron Ross

Nicole Guadarrama

Jamie Ausec

Mike Cheng

Steve McCaw

Ryan Tice

James Ayoob

Steven Ludwig

Josh Young

Reece Walker

Serge Vorobets

Eric Anderberg

Emily Sugars

Christian Smith

Tage Peterson

Tom Kelly

Jessica James

Seth Word

Angelo Dionisiou

Bruce Globerman

Jake Vincent

Mike Daoussis

Krishna Patel

Andrew Nave

Joe Naworski

Cherie Bolyarde

Tim Carruth

Kaveh Karimian

Maureen Bernstein

Jeff Malone

Sheri Jamme

Ted Gingrich

Steve DeCristofaro

Paul Huang

Jesse Duarte

Joe Martin

Patrick Hennon

Billy Bray

Keane Heller

Rick Monetta

Mike Riggs

Forrest Wittenmeier

Marshall Nehring

Nick Mayle

Jake Billingsley

David Jeranko

Brian King

Amora Wood

Oscar Valenzuela

Debra Scalice

Kent Short

Marisa Bradley

Spenser Lauro

Brett Lantz

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Adrianne Peixotto

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