I'm always available to my clients, night and day. They stick with me because I take a personal interest in their businesses, and I work hard to learn and grow with them.

After a short stint in law, Pete Johnson launched his insurance career in the claims department of The Hartford in Denver in 1993. Though processing claims wasn't his dream career, the experience taught Pete how much the details matter in insurance. Following a side project in tech in the late 1990s, Pete moved to San Francisco without knowing a soul, and built a thriving commercial insurance business, one new friend at a time.

Through his wife, an architect, Pete developed relationships with contractors, designers, architects, and realtors, which still today form the bulk of his business. Among his clients, Pete is famous for being an early riser; he's known to be at his desk and working by 5:00 am most mornings.

With 25 years of insurance experience under his belt, Pete joined Newfront in 2019, compelled by the company's vision of being the brokerage of the future.

https://www.linkedin.com/in/pete-johnson-72aaa5/

Pete's commercial insurance specialties include real estate, construction, architecture and interiors, non-profits, food distribution, light manufacturing and workers compensation premium recovery. He also provides personal coverage for high net worth individuals.

A deeply technical commercial producer that will work endlessly to ensure that my clients get the best possible premiums as possible as well as securing complete coverage on all their policies. I place a high value on loyalty and as a result my clients and I stay together for a long time because I always going above and beyond to help each and every one of them.

Michael started his career with a construction business and later moved to insurance with a strong focus on Worker’s Compensation. Starting off as a field inspector for the Worker’s Compensation Insurance Rating Bureau, he ended up running a region for a Worker’s Compensation Carrier. Ultimately moving to the brokerage side for more opportunity in helping clients.  

Based out of Santa Rosa, CA, Michael has extensive experience working with clients to simplify their insurance programs while saving money and ensuring they are fully covered.Through his experience working with a Workers Compensation Carrier he is immensely knowledgeable in coverage and works closely with each client to ensure they are fully covered. 

Michael is a loving husband and father of two daughters. With one daughter a competitive golfer, his family and him spend a lot of time together traveling around the country for golf tournaments and playing a few games here and there during his spare time. 

https://www.linkedin.com/in/michaelsinatra/

I come from a background of owning businesses. This gives me a unique lens on how to optimally partner with my clients. I approach insurance with the goal to take away as much risk from the business as possible, through risk control programs and transference to insurance carriers for the right price.

Rick specializes in working with business owners across all industries with a unique focus in the restaurant/bar space, given his background in the trade. Other areas of focus include manufacturing, distribution, cannabis, and property management companies.

He's been in the industry for over 10 years and is currently working on his third CIC class designation, with the goal of completing his full accreditation.

A Southern California native that has lived in San Francisco for over 20 years, Rick is an avid traveler who has been to over 25 countries and counting.

https://www.linkedin.com/in/richard-monetta-a3449818

Restaurants, Bars, Franchises, Cannabis, Manufacturing, Distributors, Property Management

I am passionate about the strong trusting relationship I share with my clients. It is my goal to strategically meet my client's needs for their health program, and also to partner with them in a way that creates value for their business. My clients can always count on my responsiveness, availability, creativity and willingness to exceed expectations. 

Nichole possesses strong roots in the insurance industry as well as the Central Valley of California. Nichole attained her insurance expertise by starting in the service department of her prior firm where she spent 14 years in various vertical roles. Through this tenure she developed a deep understanding of employee benefits programs and has a sense of practicality when crafting programs for her clients. With Nichole's first-rate ability to communicate employee benefits plans to executives and team members alike, along with the tech enablement advantage proprietary to Newfront Insurance, she provides a top notch experience to each interaction she shares with her dedicated clients. 

Other than the joys employee benefits bring to Nichole's life, she enjoys spending time with her family, and most recently niece and nephew. You will often find Nichole lending a hand to her community via non-profit organizations including the Phi Gamma Chapter of Omega Nu where she currently sits on her third term as Secretary. Her passions extend beyond family, friends, and community to world travel, a great glass of red wine and as much time as possible spent at the coast! 

https://www.linkedin.com/in/nicholebparker/

Agriculture, Healthcare, Construction, Non-Profits

As an experienced insurance sales leader, I help technology and private equity companies propel their business success through properly structured risk management and insurance programs. 

Nick transitioned into the insurance industry after spending 16 years running national and international sales teams in the media and technology sectors.

He specializes in large complex deals with international exposures. He's worked in the private equity arena providing M&A due diligence and building portfolio programs to reduce costs and improve terms and conditions, focusing on technology and life science risks.

In his spare time, Nick is actively involved in the lacrosse community, traveling frequently to watch his kids play the sport for their colleges.

https://www.linkedin.com/in/nick-mayle-6a5294

High-growth technology startups, biotechnology, and private equity.

I am a charismatic and trustworthy person that isn’t afraid to lay a problem out how it is. I have an uncanny ability to solve problems which is why I have gravitated towards insurance. I believe that by being upfront with my clients about where problems could occur and being able to find solutions for them has allowed me to build strong relationships. I am continuously learning and enjoy the ability of being exposed to a variety of industries and having access to various resources. I am adamant in ensuring that I get the most for my clients. 

Jordan has been in insurance since 2016 and started out as a direct writer. After two years, he decided that in order to provide the best service possible for his clients he would need to be able to penetrate different markets. He moved to the brokerage side in order to focus on the Oil & Gas and Agriculture industries. 

Currently based in Fresno, California, Jordan has built a large network within Central California and Texas. A strength of his has been the ability to get in front of people by taking the extra step to seeing clients face to face. He’s followed the philosophy “ You cannot be eye to eye with anyone if you haven’t met them face to face.” The importance of being a resource for his clients goes further than selling insurance; he has the ability to have an impact on the inner workings of a business from a risk management and insurance perspective.  

Jordan is a family man. A loving husband of 5 years with 2 little boys and another on the way. Outside of work, he spends most of his time making memories with his family. They spend a lot of time traveling especially around the Central Coast and Maui from time to time. He plays more golf than he should, and goes snowboarding during the winter. 

https://www.linkedin.com/in/jordan-holland-47895598/

I am truly passionate about building long lasting connections and listening whole heartedly to my clients to provide well thought out benefit solutions. My focus is helping hyper growth to midsize businesses in all industries provide stellar benefits and service to their number one asset — their employees. 

Dana has supported the many facets of HR and finance teams for over 18 years, currently as an employee benefits consultant and previously as a professional in the PEO industry and Financial Services. She joined Newfront for the opportunity to support her clients and relationships with technology enabled solutions within a culture first company. She thrives in rolling up her sleeves to come up with strategies that make the lives of people executives easier and employees feel supported. 

Originally from San Diego, Dana now lives in Los Angeles with her husband and young son. She is a nature and music lover and when combined, bliss achieved! 

I am honored to be entrusted with my clients’ insurance needs and to be their point of contact. My clients reach out to me whenever they have questions about their business or personal risk, and I am always here to find the right answers. 

https://www.facebook.com/kelseymalonenewfront

Kelsey is a third-generation insurance agent with over 20 years in the industry. He learned the ropes at the independent insurance agency formed by his grandfather in 1957, which was passed down to his father in the 1980s. The firm would later come to join forces with a business partner and became Malone-Ludwig Insurance Services, Inc., based out of Southern California.

Over the years at his family’s firm, Kelsey formed a professional ethos that focuses on the holistic coverage needs of his clients. For Kelsey, the best part of his job is making sure he finds the right risk protection for his clients throughout all the exciting changes in their lives—from buying a new home or car and getting married to starting a new business and eventually expanding it. 

Originally from Huntington Beach, California, Kelsey lives in downtown Los Angeles, where he enjoys hiking in any of the area’s many mountain ranges. He also enjoys traveling, recently spending some time in Peru and Columbia. He plans on polishing his Spanish skills to continue his exploration of Spanish-speaking countries. 

https://www.instagram.com/kelseymalonenewfront/

https://www.linkedin.com/in/kelseymalone/

I’m a passionate commercial producer that doesn’t accept “NO” when developing solutions for my clients. I enjoy building relationships and understanding my client’s stories. Being a headstrong, go-getter in this constantly evolving industry is gratifying. I am constantly adapting and learning in new environments which is why I’m ready to think outside of the box and provide the best possible solutions and services for my clients. 

Mindy has been in the industry since 2006 and started off at State Farm in Texas and ultimately moved from a captive to an independent brokerage. She wanted to focus on building relationships and really providing what is best for her clients- quality not quantity. She started her own independent agency with an expertise in High Net Worth individuals and Small Businesses. Her agency ultimately joined with HUB International to free up her time and prioritize her clients and family. 

Based out of San Diego, CA, Mindy’s specialty is Cannabis and Agriculture. She will be spending time helping grow out Newfront’s Cannabis vertical. She also continues to write in the High Net Worth space and technology start ups. Her strength is working with clients that have challenging situations and collaborating with them to provide the best possible solution. 

Mindy is a loving mother of a daughter and 2 sons with a husband who was in the Special Forces for 12 years. She loves cooking with fresh herbs so Italian and Asian Cuisines have been her speciality. As a family, they love the beach and enjoy hanging out on their family beach cruisers or hiking.

https://www.linkedin.com/in/mindy-joslin-aa459134/

I’m well-versed in all lines of coverages, and I’m really good at writing just about everything. If I don’t have the answer, I’ll find it.

Joe has been writing insurance for my clients for over ten years, and he specializes in all lines of commercial and personal coverages. His priority is to make sure his clients have many options that are competitively priced. 

He's committed to the advancement of the insurance industry. He's a past president and current board member of the IBA of Kern County, a local chapter that is part of the Independent Insurance Agents & Brokers of California (IIABCal). He's also a board member of the IIABCal, and he has been chosen by the association to speak to legislative groups in Washington about bills in Congress aimed at making insurance better for the consumer. He is also deeply involved in his community, as a member of the Greater Bakersfield Chamber of Commerce and a past member of the Kern County Hispanic Chamber of Commerce.

https://www.linkedin.com/in/joe-martin-b5347b41

Commercial and personal insurance, professional liability, group and individual benefits.

My goals are to recognize the unique needs of each business, simplify the insurance process, and deliver the best possible insurance solutions and experiences to my customers promptly.

Transportation and Warehouse Professionals

Krishna is an Eastbay Northern California resident who earned a computer science degree from UWS, Australia. He possesses  6 years of experience advising businesses in risk management and insurance solutions. His passion lies in working with small- and large-sized businesses across all industries, providing solutions that adequately cover their risk at the best possible price. 

https://www.linkedin.com/in/krishna-patel-516845182

Specializes in Hospitality Hotel & Motels, Small business, Transportation, Technology, warehouse. And if you don’t see your particular industry listed above, I'm still very happy to research and provide a package that is custom designed just for your needs.

My priority is about establishing trust in all my relationships—from my clients to the carriers. In this way, I can most effectively identify my clients’  insurance needs and negotiate the best coverages in the market. 

When Steven’s father left Ohio Casualty to start his own insurance brokerage back in the 1950s, Steven was destined for a lifelong, successful career in the insurance industry. After growing his business acumen at his father’s firm, he would merge the company with fellow industry colleague Jeff Malone. Together, they would create one of the leading privately owned brokerages in Southern California, Malone-Ludwig Insurance Services, Inc. 

At the firm, Steven focused first and foremost on the honest, ethical relationships he formed with each of his clients. His mission would be to provide advocacy that responded to all their insurance needs—from auto and home, to business property coverage and workers’ compensation. 

In 2019, Malone-Ludwig would make the next milestone move for their clients by joining forces with Newfront Insurance. At the firm, Steven provides his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Steven is an avid fisherman, and he fondly showcases dozens of trophies (from the lighthearted tongue-in-cheek to the more notable in distinction) in his home in Los Angeles.

https://www.linkedin.com/in/steven-ludwig-a2247739/

I pride myself on finding the best price and coverage for my clients while being extremely responsive and involved in the entire insurance cycle.

Brett possesses more than 10 years of insurance experience as a commercial insurance broker and is a two-time recipient of the "Producer of the Year" award. His clients include national and international businesses of all sizes. He's committed to helping them structure and improve their current insurance programs to effectively drive down costs and mitigate risks. That way, they can focus on growing their businesses.

A California native and lifelong resident, he currently lives in Redondo Beach with his wife and two daughters. Soaring to 6'5" in height, it may not be surprising that he played basketball while attending the University of California, Davis. When he's not advocating for his clients or spending time with his family, he still tries to get in some hoops.

https://www.linkedin.com/in/brett-lantz-7238142/

Manufacturers, Non Profit, Hospitality, and Food and Beverage among others.

I am the right fit for a client who wants a long-term relationship with a broker who puts the client’s interests first. If integrity, solutions, and transparency are important to you, let’s talk.

Debra possesses more than 30 years of risk management experience, partnering with entrepreneurs across myriad industries. Her clients include national and international businesses, from manufacturers and distributors to nonprofits. Debra describes her clients as the most hard-working, creative people among us, and she's proud to help them contribute to the US economy. 

Her approach to developing insurance programs is foremost about identifying and explaining a client’s risk exposures, so they can be confident when it comes time to decide on the risk retention and transfer mechanisms for their businesses.

Debra joined Newfront because there is so little innovation in the insurance industry, and Newfront is changing the game. Newfront is designing a new value proposition for both clients and colleagues, wherein they really can have it all—personalized service, human relationships, and a better tech experience for routine transactions.

In her free time, Debra enjoys walking on the beach and relaxing with her husband and son in their longtime community of Seal Beach, California.

https://www.linkedin.com/in/debra-scalice-237628117

Debra is a commercial insurance generalist who works with businesses of all sizes, including manufacturers and distributors.

My eagle eye for details is what helps me identify a policy’s coverage gaps before they turn into problems for clients. I always put my clients first and operate as if my clients are family.

Jennifer is passionate about all things personal risk management. As a Los Angeles-based insurance broker with more than 15 years of experience, she's focused on family offices and business management. 

Having worked at multiple brokerages, she's keenly aware of the best practices and limitations of the insurance industry. Jennifer brings this know-how to the Newfront team, and she's tenacious about providing exceptional service powered by meaningful technology.

Her advocacy is deep and arrayed. From single-family homes and Bel-Air estates to personal vehicles and car collections, there are few risk management challenges that she hasn't encountered. She's always up for the next challenge.

Family Office/Business Management, High Net Worth Personal Lines, Small to Mid - Size Commercial Insurance

I take my clients’ business challenges personally and always ask myself, “What would my client want?” I’m not satisfied with any outcome unless it’s what I would want for my own business.

With over 25 years of experience, David can quickly identify risk exposures and offer solutions from a 360° perspective. 

Prior to being an insurance broker, he was an insurance claims adjuster and a negotiator for a law firm. Throughout his career, he's managed billions of dollars in insurance premium as well as advocated for and helped defend clients in claims and lawsuits exceeding billions of dollars in value. His claims expertise uniquely qualifies him to design watertight insurance programs for his clients and advocate for them during claims resolution to obtain the most favorable results.

In addition to having extensive experience in the insurance industry, he's earned an MBA from the University of Southern California, has sales and operations experience in overseas manufacturing, and is fluent in Mandarin Chinese and English.

David's passion lies in advocating for his domestic and multinational clients and resolving any of their tough insurance problems.

David is a commercial insurance generalist who specializes in hard-to-place risk.

My advocacy to clients is motivated by my deep love and admiration for the musical and culinary culture of my adopted hometown: San Francisco. 

Reece has been insuring businesses in the San Francisco Bay Area hospitality industry for over 15 years. He is passionate about advising restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises in the purchase of specialized liability and property insurance, workers' compensation, employment practices (EPLI), directors & officers (D&O), and professional liability coverage (E&O).

A New Orleans native, Reece is a San Francisco transplant of two decades. His transition from managing indie record labels to advising rock star chefs was a natural one. His work continues to be inspired by the culinary and musical culture of his adopted hometown.

https://www.linkedin.com/in/reece-walker-4362474/

Hospitality industry including but not limited to restaurants, taverns, bars, nightclubs, hotels, and cannabis enterprises.

I work to give my clients a competitive advantage in a less-than-friendly insurance system.

Serge is backed by eight years of insurance experience and a Bachelors in Finance and Marketing from CSUS. He's passionate about partnering with clients across all industries to help them develop insurance programs that serve to actualize their business goals. 

His professional ethos is grounded on the belief that when you do what's right by the people you serve, the rest follows. 

He enjoys an earnest chat with a friend, particularly when the subject is about cars (as he's an avid fan) or when life stories and lessons are shared.

https://www.linkedin.com/in/sergevorobets

Short and Long term cost efficiencies, ExMod reduction, insurance consulting, specialty programs.

I’ll never sell to you; just pick up the phone and together we’ll decide if I can help your business. Whether you’re in cannabis or the auto/motorcycle industry, my interests are aligned with yours and I’d love the chance to explain how.

Marshall Nehring puts his 13 years of insurance experience to use providing highly specialized insurance guidance to cannabis operators. Most of his career has been devoted to helping operators within high hazard industry segments better represent themselves and negotiate with the insurance marketplace. He is currently based in San Francisco but his clients are split equally between Northern and Southern California.

Marshall’s approach to client service is to take the time to deeply understand his clients’ businesses, integrate his services into their workflow, and find ways to improve their risk portfolios and bottom lines. Marshall advises his cannabis clients in particular that most startups are getting comprehensive business advice from their insurance brokers, and cannabis operators should expect the same. As an industry veteran, Marshall guides cannabis clients on issues far beyond insurance, including licensing, management of supply chain partners, IP protection, and facility buildouts.

Marshall is married with two children and spends his free time outdoors, mountain biking or hiking in beautiful places.

https://www.linkedin.com/in/marshallnehring

Marshall specializes in providing commercial insurance to cannabis operators, auto/motorcycle dealers, and security services providers.

I partner with my clients to help develop a robust insurance program which not only provides the best pricing but brings great value by creating ways to reinvest their insurance dollars back into their business. I help my clients to improve their safety culture and risk management processes.

Susan moved to the Bay Area from Southern California over 20 years ago and has been a licensed commercial property and casualty broker since then. She specializes in the hospitality, construction, and manufacturing industries.

She prides herself in being the first person her clients call when it comes to identifying the best risk management practices. She's excited to be a resource that helps them achieve business success.

Hotels, restaurants, contractors and metal fabricators and manufacturers

Highly competitive individual who appreciates structure and consistency....Self driven. I believe my strongest attribute is having the ability to develop a wide range of relationships by doing whatever it takes to get in front of a person. Whether this is building relationships with new clients, connecting others for a common purpose or being that go-to person, relationships that rely on loyalty is my priority. 

Danny has been working in Insurance since he graduated High School. He worked at State Compensation Fund in the underwriting department during college. Once finished with school, career development took place being the Business Development Manager at Midwest Insurance and Pacific Compensation.

Based in Fresno, CA, Danny has a holistic understanding of the insurance industry, truly making him a risk advisor for his clients especially with Workers Compensation. His experience working on the carrier has provided him with a great deal of expertise in terms of understanding ex mods, risk management and claim mitigation. His clients have been able to benefit from his ability to go in depth with clients about their ratings and explain their quotes in detail. He was nominated as a 2020 "Industry Leader" from Work Comp Central.

Danny has been married to his wife Stefani for 6 years. He is a father of 2 boys, Braxton and Beckett. His household can be described as controlled chaos filled with a lot of love, sports and craziness. He coaches Braxton's baseball team and is an avid golfer. When they can, the family enjoys traveling around the world with their favorite destination being the Azores Islands of Portugal already having visited 2 times.

https://www.linkedin.com/in/danny-vance-94851666/

As a commercial broker, Forrest's experience customizing risk management strategies for companies at every stage - from initial funding through IPO - has made him a trusted partner to VC's, entrepreneurs, C-level execs, GC's, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

Over the last 15 years, Forrest has helped place over $500M in insurance premium, and the combined valuations of his clients exceeds $125B.

Having worked with over 200 Y Combinator companies since 2007, Forrest has unique experience placing D&O/EPL, E&O/Cyber, Products Liability, and International programs for fast-growing SaaS/gaming, IoT, consumer goods, MedTech, and financial services companies.

https://www.facebook.com/forrest.wittenmeier

As a Commercial Property & Casualty broker, my experience customizing risk management strategies for companies at every stage - from initial funding through acquisition - has made me a trusted partner to VC’s, entrepreneurs, C-level execs, general counsels, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

I’m passionate about forming trusting relationships with my clients, where we can sit together at the table, and, through open discussions, build an employee benefits program that supports their organizational objectives.

Emily is a dedicated employee benefits enthusiast who isn’t afraid to make bold, smart moves. She joined Newfront to be part of a movement that’s making the insurance experience better--one that brings the industry into the 21st century. In leading Newfront’s Employee Benefits growth and account management goals, she’s committed to delivering best-in-class service to every client. She meets them on their terms while combining industry best practices with technology and innovation.

For Emily, a successful benefits plan must not only be fully compliant with regulations and attract and retain top talent through cost-effective solutions, but it must also align with the company’s organizational objectives and risk management plan. This long-game strategy harnesses the power of other Newfront brokers who have a keen understanding of benefits and property and casualty solutions. Together, they provide end-to-end consultancy for risk management that’s streamlined and comprehensive.

https://www.linkedin.com/in/emily-sugars-8797a8a

Benefits Administration Technology, Compliance Support, Comprehensive Medical Coverage Solutions, and Customized Employee Communications.

I'm passionate about creating exceptional and innovative insurance programs in service to my clients.

Mike is an experienced through leader in the insurance industry with a demonstrated history of negotiating exceptional risk management and insurance solutions for his clients. He is exceptionally skilled in negotiation, property & casualty insurance, and accounting. 

Mike earned an MBA from  the University of California, Los Angeles.

https://www.linkedin.com/in/michael-daoussis-80321251/

It is my passion and total enjoyment to build lasting and strong relationships with everyone I interact with. What other industry can provide deep, meaningful relationships that can last for generations? Simply, I love being the 'Insurance Guy.'

As a California native with a background in financial services, broker Josh Young sees a unique role for himself in contributing to the economy of his home state; that is, by making sure his clients are properly insured, he can help their businesses grow over the long term.

Josh works with companies of all sizes. In addition to large financial services clients, he has a passion for covering risk for small to mid-sized ventures, always with an ethical approach: He'll only sell insurance that will help you meet your goals—no more, and no less.

Among those businesses are construction-industry clients who work in painting, remodeling, excavation, and paving, plus a side specialty insuring salons and barber shops.

Josh looks forward to bringing Newfront's competitive markets, ease of service, and outstanding account professionals to new and existing clients.

https://www.linkedin.com/in/josh-young-3036aa47

Josh's commercial insurance specialties include financial and professional services, commercial technology companies, start-up consultants, construction, and barber salons. He also provides personal insurance for private clients.

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

Jake is a proactive and trusted strategic advisor to his commercial insurance clients.  He actively works to develop comprehensive insurance programs for his clients by focusing on industry-relevant risk management techniques, ultimately reducing their overall risk and maximizing ROI.

https://www.facebook.com/jake.billingsley.52

Since graduating from UCSB in 2004, Jake has been an independent commercial broker representing and partnering with commercial clients on their specific needs.  After 8 years in the commercial real estate industry, he transitioned to commercial insurance and has been advising clients on their property and casualty insurance programs since 2012.  

Jake is a Bay Area native who spent the first six years of his insurance career working for two independent family owned insurance agencies.  Since joining Newfront in 2019, Jake has been a vital member of the Newfront Agribusiness Team, with a focus on the unique and emerging Cannabis industry.  Jake and the team continue to add tremendous value to their clients by bringing proven risk management techniques to both new and existing businesses, including but not limited to the implementation of their proprietary Safety Management System (SMS).  

Jake resides in the East Bay with his wife Katie and their very busy four children.  In his spare time he enjoys watching his kids play sports, golf, and waterfowl hunting. 

https://www.linkedin.com/in/jake-billingsley-61b1434

Specializing in commercial property & casualty insurance with a focus on commercial real estate, construction, and workers compensation.

I enjoy being a partner to my clients and helping them to achieve their business goals through strategic employee benefits programs. But more than that, I love making the business of health insurance a better experience for people. 

Patrick possesses deep insight when it comes to employee benefits. With over a decade of experience, he has witnessed the evolution of health insurance and understands its trajectory. He is committed to advocating for organizations and their employees as the landscape of employee benefits continues to evolve in response to federal, statutory, and municipal laws; technological advances; and the increasingly discriminating needs of employers and their employees.

With extensive experience helping clients solve for their complex business needs, he is particularly adept at finding benefits solutions for organizations with variable-hour employees and with multiple sites on a national and global scale.

https://www.linkedin.com/in/patrick-hennon-8343709/

Based in Los Angeles, I specialize in program design and risk management for businesses in the real estate development/management, hospitality, entertainment, and contracting sectors.

Christian has over 12 years of experience in the insurance industry spanning across various sectors of expertise. He works closely with his clients to deliver the most efficient insurance programs so they may focus their time and energy on growing their businesses. 

Christian has experience in all facets of insurance from underwriting to program design across many different industries including property developers, market-rate and affordable housing, hospitality, nonprofits, entertainment, contractors, auto dealers, and oil haulers.

Property Developers/Managers, Hospitality, Entertainment, Construction

San Diego-based insurance broker focused on delivering best-in-class solutions and service to clients by leveraging experience, technology, and the collective wisdom of my partners.

San Diego native focused on working in close partnership with clients to proactively manage risk, take advantage of market opportunities, and address unique coverage needs in dynamic business environments.

I am a partner to my clients throughout the plan year--from identifying competitive employee benefit solutions to helping to resolve their ongoing daily needs. My clients know I’m just a phone call away, but more importantly, they don’t hesitate to call when they need me. 

Greg has a long history as a consulting professional, providing solutions to his clients that drive their success. Ultimately, the marriage of consulting and helping people live healthier lives, called him to the world of employee benefits, and he’s been a devoted benefits enthusiast ever since. 

Based in Orange County, California, Greg has extensive experience providing competitive employee benefits solutions for life sciences and technology companies. Regardless of the industry, he understands marketplace trends and stays on top of federal and local regulations. His sophisticated insight of the employee benefits landscape helps businesses recruit and retain top talent while focusing on bottom line profitability. 

A devoted dad, Greg is his daughter’s number one fan at all her soccer games. He is also athletic by nature, and was a football player on college. And while he once took part in Olympic weightlifting competitions, today he enjoys competing with himself. He says that to get to a higher weight in barbelling, it’s all about technique, form, and patience.

https://www.linkedin.com/in/greg-garand-mba-25b5ab6/

Connor’s ambition for achieving success has taken him across the country and back. Born in San Mateo, California, he earned a Bachelor of Arts from the University of North Carolina (UNC), Chapel Hill and learned the ropes at multiple brokerages in Texas and California.

He started out his career in Texas as a site development researcher at a consulting company. Then, as a broker assistant at a wholesale excess and surplus (E&S) brokerage, he learned to navigate the nuances of a complex insurance market while building advantageous relationships with underwriters across the industry. Finally, at an insurance firm specializing in the construction industry, he helped both broker and underwrite coverages for an MGA targeting scaffolding, dismantling and erection companies as well as crane, demolition, and rigging operations. After marrying a fellow Californian, he would come back to the state and settle near San Diego, to continue working in the industry and attain his California property & casualty insurance license as well as his Accredited Advisor in Insurance (AAI) designation. 

Connor volunteers for The Patriots Initiative, a non-profit resource for identifying and evaluating charitable organizations that give proceeds to the U.S. military and its veterans. He’s also fluent in Portuguese and Spanish and enjoys surfing in Cardiff-by-the-Sea (just north of San Diego), where he lives with his wife and two dogs.

https://www.linkedin.com/in/connor-d-barrett-aai-92686758/

I partner with my clients by providing thorough and honest advocacy. Together, we build an insurance portfolio that protects them from the risks inherent to their industry and helps them grow their businesses.

As a is a third-generation insurance broker with over 10 years of experience, Spenser is dedicated to his practice and always puts his clients first.

He’s committed to partnering with his clients for the long term, managing and adapting their portfolios as their needs change, and solving their tough insurance problems when they arise. With Newfront’s technology that creates efficiencies, he’s pleased that he can spend even more time focusing on his clients’ needs rather than on the paperwork. Likewise, his clients can spend more time focusing on growing their businesses, rather than worrying about their insurance.

Spenser is a member of multiple professional associations, local to Orange County, Calfornia and national in scope. In this capacity, he stays on the pulse of industry trends that affect the clients he serves.

https://www.instagram.com/spensernewfrontinsurance/

https://www.linkedin.com/in/spenser-h-lauro-ab495866/

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I began my career in the insurance industry while I was a junior at USC, working my way up from the accounting department to commercial insurance, working with business owners and nonprofit organizations to transfer and manage their risks.

I’m a native Angelina, a life long Los Angeles resident and a graduate of the University of Southern California, with a BS in Social Welfare. I have over 30 years of commercial insurance experience, with a sub-specialty in providing insurance and risk management services to nonprofit organizations.

I earned my Associate in Risk Management (ARM) credentials in the 1990’s. I work with business owners, including professional firms and manufacturers to reduce their exposures to loss.

https://www.linkedin.com/in/maureenbernstein

Nonprofit organizations, professional firms, distributors and manufacturers, restaurants, retail, construction and family owned businesses. I work very well with multiple generations, assisting in the transition of insurance from founders to the next generation of management.

Two things are critical in an insurance agent: trustworthiness and expertise. I'm the right person for my clients because they can trust me and I'm knowledgeable in what I do.

Based in Fort Bragg, California, Mike Hall got his start in insurance 17 years ago when he answered a newspaper ad for an agent trainee. Mike found in insurance not only a career to support his growing family, but a path to deep and lasting connections to his community.

Mike's commercial insurance specialties include the timber, construction, and hospitality industries. To best serve his timber clients, Mike shadowed a logger and committed to learning the tools, lingo, and risks of the profession, and he's proud of the reputation he's earned along the way. As for his construction and hospitality clients, Mike exceeds expectations by taking a long-term, strategic approach to saving each company money.

Mike sits on the board of directors of Parents & Friends, a large regional nonprofit supporting adults with developmental disabilities. When he's not working, Mike is golfing, snowboarding, surfing, or spending time with his three favorite people—his wife and two kids.

https://www.linkedin.com/in/michael-hall-44929b20/

Mike specializes in commercial insurance for the timber, construction, and hospitality industries.

Instead of dealing with tons of paperwork, we collect data to find the right policies from the top insurance companies and automate renewals and endorsements. I'm very excited to bring a new level of service to my clients.

Jesse is a Southern California native with over 10 years of insurance experience specializing in niche markets: water utility, septic pumping, portable sanitation, septic installers, home builders (construction) and cannabis insurance.

He's earned Commercial Lines Coverage Specialist (CLCS) and Professional Workers Compensation Advisor (PWCA) designations to further his insurance expertise. Currently, he is pursuing his Certified Insurance Counselor (CIC) designation.

Specializing in water utility, construction (home builders), portable sanitation, septic pumpers/installers and Cannabis operations.

My strength is helping businesses succeed by managing their risk and mitigating their claims. I intentionally focus on high risk industries in order to free the business to focus on its core competency while I focus on mine—risk management. I’m passionate about building lasting relationships with my clients and seeing them prosper. My client are very dear to me, and I am always finding ways to connect with each of them on a deeper level. Ultimately, I take pride in my clients’ success and want to provide a holistic insurance-solution across all lines.

At a young age, Shantelle entered the insurance industry as a telemarketer, where she built her resilience and persistence to succeed. She worked her way through college while she was studying Business Management at California State University- Northridge and successfully received her degree. Cold calling her way through school led her to the decision of becoming a producer where she focuses on high risk industries.

Based in Los Angeles, California, Shantelle provides a very strong focus on risk management which has allowed her to advise clients with creative solutions to mitigating their exposures to claims. With 8 years of Insurance experience, she understands high risk industries and leans towards Construction, Agriculture, Transportation and Janitorial companies where she provides sophisticated and unique solutions for companies to avoid areas of risk. She always looks out for the client’s best interest using her holistic approach to insurance as a whole.  

Family is one of her main priorities and she spends any free time she has being with her parents, siblings and nieces/nephews. She was married in 2018 and her and her husband enjoy traveling the world together. Always on the search for the next country to visit next, her favorite destinations have been Japan, Israel, Bali and Australia thus far. Along with that she loves being outdoors and in nature through hiking and camping with friends and family.

https://www.linkedin.com/in/shantelle-cabir-68755ba3/

I am passionate about developing innovative, effective employee benefit solutions for my clients.  My drive and purpose begins and ends with being a trusted business partner to my clients and colleagues.

Joe is a diligent, focused broker who has a passion for building strong client relationships based on trust, transparency and active communication to deliver the best possible solutions.  His focus involves working with employer groups, with an emphasis on alternative funding, regulatory compliance, HR solutions, contribution methodology and overall strategic benefits planning. 

Joe is a proud University of Oregon Duck and All-American golfer who still likes to test his game against the top amateurs. These days, however, when not geeking out on benefits, you will find Joe spending time with his wife and young daughter.

https://www.linkedin.com/in/joeybenedetti/

My goal has always been to provide effective risk management and insurance coverage solutions with a strong emphasis on service and the client experience. That’s my commitment to my clients.

When his dad’s business partner suddenly passed away leaving a void of talent at his independent insurance agency, Jeff immediately stepped up to the plate. Although he had just graduated from college and was enrolled in law school at the time, Jeff rolled up his sleeves and immediately got to work, learning the ropes in insurance and partnering with his father to lead the agency into continued success. 

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