I love taking the time to analyze a company's unique situation, no matter what the size. I assess the entire puzzle, find the levers that will have a real impact on the business, and present what "better" looks like.

Based in Southern California, broker Jamie Ausec has 15 years of insurance experience that began when she took a job with Aflac right out of college. Since then, she's worked in marketing, benefits consulting, and as a broker and HR consultant who strives to do more than just save money for clients; rather, she seeks a dialogue to land on the best employee benefits configuration possible for each company.

Jamie encourages potential clients to reassess their current broker relationships to ensure they're getting the value they’re paying for. There are myriad options for employee benefits coverage, says Jamie, and you should expect your broker to work hard to present them all to you.

Jamie is an avid golfer and a wine enthusiast and in her free time, enjoys life with her two young daughters.

Jamie offers employee benefits insurance and consulting to small and mid-sized companies and specializes in hospitality and manufacturing.

My passion is for my clients. I want to be a part of their mission. If I can contribute to that by helping them build strategically placed benefits programs, then I’ve achieved personal success.

Kaveh is dedicated building lasting and authentic relationships with his clients. He takes pride in helping them navigate the complexities of insurance so they have quantifiable success in achieving their benefit program goals. 

He has deep roots in employee benefits. Previous to Newfront, Kaveh was an Employee Benefits Consultant at ProCo Insurance Services, Paychex, and Insphere Insurance Solutions. He’s been lockstep with healthcare’s evolution for over a decade and possesses the wisdom, talent, and drive to create benefits programs that respond to the demands of the future. 

For Kaveh, health insurance is personal. Having grown up in Canada, he understands firsthand how affordable healthcare makes a difference in people’s lives. It affects their well-being on the deepest levels. Kaveh is driven to help employers achieve success by building employee programs that are aligned with their business and organizational objectives and that also help people--their employees--live healthier, happier lives. 

https://www.linkedin.com/in/kaveh-karimian-4ab01615/

Targeted Employee Benefit Solutions for All Employers

I'm always available to my clients, night and day. They stick with me because I take a personal interest in their businesses, and I work hard to learn and grow with them.

After a short stint in law, Pete Johnson launched his insurance career in the claims department of The Hartford in Denver in 1993. Though processing claims wasn't his dream career, the experience taught Pete how much the details matter in insurance. Following a side project in tech in the late 1990s, Pete moved to San Francisco without knowing a soul, and built a thriving commercial insurance business, one new friend at a time.

Through his wife, an architect, Pete developed relationships with contractors, designers, architects, and realtors, which still today form the bulk of his business. Among his clients, Pete is famous for being an early riser; he's known to be at his desk and working by 5:00 am most mornings.

With 25 years of insurance experience under his belt, Pete joined Newfront in 2019, compelled by the company's vision of being the brokerage of the future.

https://www.linkedin.com/in/pete-johnson-72aaa5/

Pete's commercial insurance specialties include real estate, construction, architecture and interiors, non-profits, food distribution, light manufacturing and workers compensation premium recovery. He also provides personal coverage for high net worth individuals.

25 years of insurance experience specializing in commercial property. I help large apartment owners modernize their insurance portfolios.

I've been a licensed insurance agent for over 25 years. I obtained my Commercial Lines Coverage Specialist (CLCS) and Professional Workers Compensation Advisor (PWCA) designations to further my insurance expertise and am pursuing my Certified Insurance Counselor (CIC) designation.

My business partner Joe Naworski and I specialize in market rate apartments from California to Texas. We focus on office and industrial buildings and have experience in Tax Credit Housing all across the country. Additionally, we insure several farmers in the San Joaquin Valley.

Market Rate Apartments, Tax Credit Affordable Housing, Course of Construction Insurance

I’m a naturally competitive person and we’re on the same team. I’ll never pressure you with a hard sell and I do the extra legwork to make sure you have comprehensive insurance options that work for you and your business.

Based in Southern California, Tage Peterson has mastered a range of specialties over his 16-year insurance career—technology, medicine, and construction included. From an early age, Tage has had a passion for technology and mathematics and enjoys delving into the complexities of his clients’ businesses in order to ensure their risks are properly covered.

When selling insurance, Tage puts himself in his clients’ shoes and lays out options that will help them grow their businesses. He’s happiest when clients remark that for the first time ever when buying insurance, they finally understand exactly what they’re paying for.

Tage is a former world-class athlete and divides his free time among coaching youth and playing as many sports as possible—including basketball, football, soccer, track & field, muay thai, target shooting, and snowboarding.

Tage offers commercial insurance to tech companies, medical offices, contractors, hospitality ventures, and real estate developers and owners.

My clients are more than just a policy number, they are my neighbors and partners. Armed with 20 years of experience, I guide my clients through the process of properly protecting their assets. 

Adrianne specializes in personal insurance and risk management for high net worth individuals. She's formed long-standing professional relationships by serving on advisory boards and insurance councils. With Newfront, she continues to provide expert advice to her community and clients.

With the long-standing carrier relationships she's formed over the years, Adrianne brings a hands-on consultative approach to the insurance buying process. Backed by the power of Newfront's world-class technology, she's empowered to make her clients' insurance experience as painless as possible. 

Home, Auto, Umbrella, Collections, Yachts, Rental and Vacation homes.

My reputation is everything. I’m the first guy to tell my clients that they don’t need a particular coverage. But at the same time, I help them understand the coverages they really need.

Angelo Dionisiou shares an entrepreneurial spirit with his clients that drives his commitment to their risk management advocacy. 

Having grown up in the restaurant business, Angelo knows the ins and outs of the industry. He possesses first-hand knowledge combined with deep business acumen that gives him a unique insight into what insurance services restaurateurs and distributors need in a framework that is cognizant of their business expenses. 

As Vice President at a previous brokerage, Angelo led a team of insurance professionals who were responsible for account management and client growth. He’s earned an MBA from Loyola Marymount University and a Juris Doctor from Loyola Law School. He’s licensed in property & casualty and life & health. Additionally, he holds the Certified Insurance Counselor (CIC) designation.

https://www.linkedin.com/in/angelo-dionisiou-9717b1111

Angelo focuses his attention on restaurants and distributors, helping them place property, casualty, and employee benefits plans. He also advises his clients on their personal coverages.

I'm a Navy veteran turned insurance professional with over 40 years of experience and a broad range of specializations.

After being commissioned by the United States Navy, Tom was attached to the USS Okinawa and had three tours in Vietnam. He was also charged with the U.S. Navy recovery operation of Apollo 15. Later, he joined his father’s insurance agency in Santa Cruz and soon became president, growing the agency from 3 to over 28 people while being licensed in 23 states.

In 1980, the firm built an employee benefits department, earning the distinction of being the first agency in the area to have one. In 1985, he took the agency into the digital age with their first computers. In 1992, he purchased laptops and portable printers for all of the salespeople. He fought for progress in the insurance industry, was an expert witness in fair claims handling and standard of care, and was instrumental in mandating continued education for insurance agents and brokers for the state of California. Additionally, he's served on numerous insurance company advisory boards and participated in designing and scripting programs for specific industries. 

After many years of management, he sold the agency and joined an agency in Fremont, where he stayed for the next 12 years. Many of my clients followed his journey and have maintained him as their insurance advocate for over 30 years.

When he accepted a principal role at Newfront, something he had dreamed about for years had come to life: transformative technology in insurance! He's proud to be part of a movement that's streamlining the industry and making it easier for the client to understand and access their portfolio.

https://www.linkedin.com/in/thomas-kelly-4467364

Radio Broadcasters Insurance, Entertainment and Recording Industry Insurance, Construction Insurance, Cement and Plastering Contractors Insurance Programs including EIFS, Bonding, Quarries, Crane Operators, Wineries, Bars and Taverns, Family and Fine Dining Restaurants, Golf Courses, Manufacturing, Banking and Financial Institutions, Ocean Marine, Building Material Dealers, all forms of Property Insurance, Directors and Officers, Employment Practice, Nonprofits, Medical Malpractice, Professional Liability, Homeowners, Personal Auto, Farming, Inland Marine, Wholesale Distributors, Beer Distributors, International Risk, Aircraft, Watercraft, Shipping, Municipalities, Shopping Centers, Strip Malls and Cyber.

I partner with my clients to help develop a robust insurance program which not only provides the best pricing but brings great value by creating ways to reinvest their insurance dollars back into their business. I help my clients to improve their safety culture and risk management processes.

Susan moved to the Bay Area from Southern California over 20 years ago and has been a licensed commercial property and casualty broker since then. She specializes in the hospitality, construction, and manufacturing industries.

She prides herself in being the first person her clients call when it comes to identifying the best risk management practices. She's excited to be a resource that helps them achieve business success.

Hotels, restaurants, contractors and metal fabricators and manufacturers

I enjoy being a partner to my clients and helping them to achieve their business goals through strategic employee benefits programs. But more than that, I love making the business of health insurance a better experience for people. 

Patrick possesses deep insight when it comes to employee benefits. With over a decade of experience, he has witnessed the evolution of health insurance and understands its trajectory. He is committed to advocating for organizations and their employees as the landscape of employee benefits continues to evolve in response to federal, statutory, and municipal laws; technological advances; and the increasingly discriminating needs of employers and their employees.

With extensive experience helping clients solve for their complex business needs, he is particularly adept at finding benefits solutions for organizations with variable-hour employees and with multiple sites on a national and global scale.

https://www.linkedin.com/in/patrick-hennon-8343709/

I’m driven to build lasting relationships with my clients and partner for their long-term success. I’m proud to be that person they call when they need solutions and answers to protect their businesses.

Through constant learning and adapting, Andrew maintains a deeper understanding of the issues in business his clients face, including insurance requirements nationally and internationally. While at Sacramento State College earning his Bachelor’s in Business Administration, he earned his insurance license and began building client relationships, many of which he still holds today. He then went back for his MBA and took a series of courses on international studies in Sydney, Australia, all the while maintaining his clients in the States. By twenty-one, he built a book of business worth over $1 million in premium.

His tenacity drives him to obtain the best insurance solutions for his clients. For Andrew, this means not just finding the initial coverages, but also proactively staying on top of trends and evolving carrier solutions to find better programs and lower rates year after year.

https://www.linkedin.com/in/andrew-nave-099926153/

I am honored to be entrusted with my clients’ insurance needs and to be their point of contact. My clients reach out to me whenever they have questions about their business or personal risk, and I am always here to find the right answers. 

https://www.facebook.com/kelseymalonenewfront

Kelsey is a third-generation insurance agent with over 20 years in the industry. He learned the ropes at the independent insurance agency formed by his grandfather in 1957, which was passed down to his father in the 1980s. The firm would later come to join forces with a business partner and became Malone-Ludwig Insurance Services, Inc., based out of Southern California.

Over the years at his family’s firm, Kelsey formed a professional ethos that focuses on the holistic coverage needs of his clients. For Kelsey, the best part of his job is making sure he finds the right risk protection for his clients throughout all the exciting changes in their lives—from buying a new home or car and getting married to starting a new business and eventually expanding it. 

Originally from Huntington Beach, California, Kelsey lives in downtown Los Angeles, where he enjoys hiking in any of the area’s many mountain ranges. He also enjoys traveling, recently spending some time in Peru and Columbia. He plans on polishing his Spanish skills to continue his exploration of Spanish-speaking countries. 

https://www.instagram.com/kelseymalonenewfront/

https://www.linkedin.com/in/kelseymalone/

After graduating from a top university in Switzerland and consuming many pounds of chocolate, I dove into the forever changing world of insurance. I work with property owners, developers, and hospitality businesses to identify their risks and design best-in-class solutions to protect their assets.

Keane was born and raised in the Bay Area and graduated from a renowned university in Switzerland. Travel is his passion: He's been to over 20 countries, learning from the perspectives and wisdom shared by the people he's lived with and met along the way.

Keane and his team primarily serve property owners and developers, homeowner’s associations, and hospitality businesses (hotels, restaurants, bars, taverns, nightclubs, etc.), and coordinate with insurance companies and third-party resources to create risk mitigation and work safety programs.

Getting to know and understand his clients’ needs is what he enjoys most. Keane works hard to ensure that all his clients are adequately represented to the myriad of insurance companies who partner with Newfront.

https://www.linkedin.com/in/keane-heller-06b7964b

Property Owners and developers, Homeowner’s Associations, and Hospitality Businesses (hotels, restaurants, bars, taverns, nightclubs, etc.)

I aim to provide a superior service and a quality product to all my clients, by knowing all their exposures and hazards and to be able find a solution to meet all their unique insurance needs.

Tuan possesses 12 years of experience as a commercial insurance broker and substantial knowledge in property and casualty insurance. He's committed to creating effective insurance programs for small to medium size companies. In addition, he's provided consulting and problem-solving to companies with many special circumstances.

He works closely with client management teams (CEO/Principal's, CFO, COO, Risk Managers, Controllers, Legal Counsel and HR departments) to build insurance programs that improve the business balance sheet while effectively transferring and mitigating risk. 

Commercial Property, Commercial Liability Commercial Auto, Workers' Compensation, Crime and Directors & Officers

I’m honored to have personal relationships with my clients. And I’ll never stop working for their businesses.

Byron's advocacy to his clients includes setting up intentional risk management strategies before going to market. That way, their businesses are placed in the most favorable light and they are able to secure the most competitive coverages. He's passionate about helping his clients keep their properties and human capital protected from risks.

As a member of Newfront’s steering committee, he's focused on helping the firm innovate technology solutions that are in service to his clients. His goal is to make sure Newfront meets its clients on their terms. In advocating for his clients, he's committed to assuring that our systems align with how they’d like to experience their insurance.

https://www.linkedin.com/in/byronrossinsurance/

Byron provides commercial insurance for the manufacturing, hospitality, and building maintenance industries.

I'm passionate about creating exceptional and innovative insurance programs in service to my clients.

Mike is an experienced through leader in the insurance industry with a demonstrated history of negotiating exceptional risk management and insurance solutions for his clients. He is exceptionally skilled in negotiation, property & casualty insurance, and accounting. 

Mike earned an MBA from  the University of California, Los Angeles.

https://www.linkedin.com/in/michael-daoussis-80321251/

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

I love my clients, and I will always do right by them because I am for their success.

With more than 20 years of commercial insurance and risk management experience, Jessica provides unparalleled risk engineering and value to her clients by working with carriers, wholesalers, and retailers alike. Having started her carrier as an account manager and agency accountant, she naturally transitioned into brokering, as this role responds to her passion for helping others and her fascination with problem-solving.

Having owned two businesses throughout her career, Jessica is uniquely positioned to respond to her clients’ insurance needs in a way that truly supports their business goals. Additionally, as an excess & surplus specialist, she helps Newfront to identify and build tailored, proprietary programs that harness the power of its technology platform. 

Close to her heart has been her work and volunteerism in support of various non-profit agencies, whose missions are housing rehabilitation for lower-income community members and the end of human trafficking across the U.S. 

https://www.linkedin.com/in/jessica-james-588828149/

I have over 25 years experience in perfecting how to treat a customer. I started my career at State Farm and from there moved to a brokerage firm where I was able to expand my product and carrier knowledge so I could be of better assistance to a wide variety of insurance needs. I am here to help.

https://www.linkedin.com/in/cherie-bolyarde-50724746/

Home, auto, excess, collections, antique auto, watercraft, RV, small business, new construction, high wildfire exposures and fire dwellings.

I'm honored and proud to be the insurance adviser for successful individuals, families, and small businesses.

Ryan has been an adviser for over 10 years and values the relationships with his clients. He works with your dedicated team of insurance specialists to learn the whole picture of your insurance needs and create customized solutions that protect you and your lifestyle. For Ryan, being part of Newfront is something he is extremely excited about, particularly because of the technology and collaborative culture he can bring to his clients, so they have a much better insurance experience.

Based in the Sacramento area, Ryan is an avid (albeit amateur) golfer and enjoys cooking for his wife and two daughters. They are a swim team family, so they spend many weekends racing at the pool.

Specializing in all lines of Personal Insurance. Expertise in high value homes and autos, high-profile customers, complex liability situations, hard-to-place homes and vacation properties. Also experienced in Hobby Farm/Ranch coverage and Small Business Insurance.

After leading Zenefits’ P&C Division for 3 years, I joined Newfront to continue building technology that streamlines the P&C brokerage’s internal operations and simplifies initial purchase and renewals.

https://www.facebook.com/forrest.wittenmeier

As a Commercial Property & Casualty broker, my experience customizing risk management strategies for companies at every stage - from initial funding through acquisition - has made me a trusted partner to VC’s, entrepreneurs, C-level execs, general counsels, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

As an experienced insurance sales leader, I help technology and private equity companies propel their business success through properly structured risk management and insurance programs. 

Nick transitioned into the insurance industry after spending 16 years running national and international sales teams in the media and technology sectors.

He specializes in large complex deals with international exposures. He's worked in the private equity arena providing M&A due diligence and building portfolio programs to reduce costs and improve terms and conditions, focusing on technology and life science risks.

In his spare time, Nick is actively involved in the lacrosse community, traveling frequently to watch his kids play the sport for their colleges.

https://www.linkedin.com/in/nick-mayle-6a5294

High-growth technology startups, biotechnology, and private equity.

My clients are more than a policy number, they are my neighbors and business partners.

I’m well-versed in all lines of coverages, and I’m really good at writing just about everything. If I don’t have the answer, I’ll find it.

Joe has been writing insurance for my clients for over ten years, and he specializes in all lines of commercial and personal coverages. His priority is to make sure his clients have many options that are competitively priced. 

He's committed to the advancement of the insurance industry. He's a past president and current board member of the IBA of Kern County, a local chapter that is part of the Independent Insurance Agents & Brokers of California (IIABCal). He's also a board member of the IIABCal, and he has been chosen by the association to speak to legislative groups in Washington about bills in Congress aimed at making insurance better for the consumer. He is also deeply involved in his community, as a member of the Greater Bakersfield Chamber of Commerce and a past member of the Kern County Hispanic Chamber of Commerce.

https://www.linkedin.com/in/joe-martin-b5347b41

Commercial and personal insurance, professional liability, group and individual benefits.

Licensed Insurance Agent for over 20 years. Specializing in Risk Management and Loss Control Best Practices for Construction Trades Contractors and Manufacturing Risks.

Oscar has dedicated over 20 years to becoming an insurance subject matter expert so he can be the best representative for all of his clients’ needs. By guiding them through a holistic view of their private and business insurance needs, he delivers the knowledge they need to choose the proper insurance coverages and risk management protocols. He also provides succession planning products to put business owners in a position of power at retirement.

With the power of Newfront’s technology and his deep knowledge of insurance, Oscar's able to serve his clients to the highest level possible.

https://www.linkedin.com/in/oscar-valenzuela-8a36b84

Bilingual/Fluent Spanish. Risk Management, Loss Control, Contract Review.

My role is to influence my clients’ balance sheets. I focus on understanding their business and responding to their complex risk management and insurance needs with sophisticated insights and solutions.

Having been a successful business owner, Stephen approaches every client’s insurance challenges from a uniquely qualified vantage point. He built and grew a cargo and logistics company based in Detroit, which he later sold when he moved back to St. Louis to work in the insurance industry. Since then, he’s been helping businesses in transportation, energy, manufacturing, and logistics protect their assets from risk and improve their balance sheets.

Stephen’s career is marked by continuous contributions to brokerage team growth, establishing multiple middle-market divisions across the south and midwest regions for various international brokerages.

At Newfront, he continues to leverage his expertise and know-how by partnering with clients to help them achieve business success. He’s also charged with developing Newfront’s midwest division—one that champions the professional goals of each team member, as well as the business and organizational goals of the firm.   

Born and raised in Detroit, Stephen is a midwesterner at heart. Ultimately settling in St. Louis, he and his wife proudly raised four children who completed college and have become successful professionals in their own right.  

https://www.linkedin.com/in/stephen-gorman-a0ab8912/

Protecting your company and it’s executives from today’s lawsuits and losses.

https://www.linkedin.com/in/eric-anderberg

Franchising, Restaurants, Food, and Real Estate.

Based in Los Angeles, I specialize in program design and risk management for businesses in the real estate development/management, hospitality, entertainment, and contracting sectors.

Christian has over 12 years of experience in the insurance industry spanning across various sectors of expertise. He works closely with his clients to deliver the most efficient insurance programs so they may focus their time and energy on growing their businesses. 

Christian has experience in all facets of insurance from underwriting to program design across many different industries including property developers, market-rate and affordable housing, hospitality, nonprofits, entertainment, contractors, auto dealers, and oil haulers.

Property Developers/Managers, Hospitality, Entertainment, Construction

Instead of dealing with tons of paperwork, we collect data to find the right policies from the top insurance companies and automate renewals and endorsements. I'm very excited to bring a new level of service to my clients.

Jesse is a Southern California native with over 10 years of insurance experience specializing in niche markets: water utility, septic pumping, portable sanitation, septic installers, home builders (construction) and cannabis insurance.

He's earned Commercial Lines Coverage Specialist (CLCS) and Professional Workers Compensation Advisor (PWCA) designations to further his insurance expertise. Currently, he is pursuing his Certified Insurance Counselor (CIC) designation.

Specializing in water utility, construction (home builders), portable sanitation, septic pumpers/installers and Cannabis operations.

https://www.linkedin.com/in/hellomikecheng

I pride myself on finding the best price and coverage for my clients while being extremely responsive and involved in the entire insurance cycle.

Brett possesses more than 10 years of insurance experience as a commercial insurance broker and is a two-time recipient of the "Producer of the Year" award. His clients include national and international businesses of all sizes. He's committed to helping them structure and improve their current insurance programs to effectively drive down costs and mitigate risks. That way, they can focus on growing their businesses.

A California native and lifelong resident, he currently lives in Redondo Beach with his wife and two daughters. Soaring to 6'5" in height, it may not be surprising that he played basketball while attending the University of California, Davis. When he's not advocating for his clients or spending time with his family, he still tries to get in some hoops.

https://www.linkedin.com/in/brett-lantz-7238142/

Manufacturers, Non Profit, Hospitality, and Food and Beverage among others.

I am an Independent commercial insurance broker focused on helping business owners with their risk management program. My goal is to provide each client with a comprehensive insurance program, tailored to their needs, including the right coverage at the most competitive rates.

https://www.facebook.com/jake.billingsley.52

https://www.linkedin.com/in/jake-billingsley-61b1434

Specializing in commercial property & casualty insurance with a focus on commercial real estate, construction, and workers compensation.

Im obsessed about personally providing detailed account service.

Tim's been identifying risk management and insurance solutions for clients for over twenty years, from personal lines to non-profits and manufacturing. However, his passion is commercial real estate, having worked in this sector his entire career. His real estate clients trust him for his comprehensive understanding of industry trends and exposures. And his lasting relationships with carriers enable him to negotiate the most effective and competitively priced coverages.

Tim likes to help his clients realize that insurance is more than just a requirement forced upon them. Many valuable coverages are a choice, not a mandate. He helps them reframe how they perceive insurance, so they see insurance as a tool for building the foundation of a sound financial plan that protects their assets.

I enjoy consulting with my clients to solve their business challenges from an insurance perspective and beyond. Over time, I become a trusted member of my clients’ business teams by putting their interests first.

Based in Pasadena with clients throughout California, producer Paul Huang has over 16 years of insurance experience serving business owners in manufacturing, import wholesale, professional services, and commercial and multi-unit residential real estate. He also offers trade credit insurance, a specialty coverage for accounts receivables.

Paul holds a Chartered Property Casualty Underwriter designation, a rigorous educational certification which enables him to craft especially creative insurance programs for clients and negotiate more aggressively with underwriters on clients' behalves. He also has a degree in Business Economics from UCLA.

Paul spends his free time with his wife and two daughters, often traveling as a family. When he can, Paul enjoys high-performance driving on race tracks in Southern California.

Paul's commercial insurance specialties include manufacturing, import wholesale, professional services, and real estate.

Two things are critical in an insurance agent: trustworthiness and expertise. I'm the right person for my clients because they can trust me and I'm knowledgeable in what I do.

Based in Fort Bragg, California, Mike Hall got his start in insurance 17 years ago when he answered a newspaper ad for an agent trainee. Mike found in insurance not only a career to support his growing family, but a path to deep and lasting connections to his community.

Mike's commercial insurance specialties include the timber, construction, and hospitality industries. To best serve his timber clients, Mike shadowed a logger and committed to learning the tools, lingo, and risks of the profession, and he's proud of the reputation he's earned along the way. As for his construction and hospitality clients, Mike exceeds expectations by taking a long-term, strategic approach to saving each company money.

Mike sits on the board of directors of Parents & Friends, a large regional nonprofit supporting adults with developmental disabilities. When he's not working, Mike is golfing, snowboarding, surfing, or spending time with his three favorite people—his wife and two kids.

https://www.linkedin.com/in/michael-hall-44929b20/

Mike specializes in commercial insurance for the timber, construction, and hospitality industries.

My eagle eye for details is what helps me identify a policy’s coverage gaps before they turn into problems for clients. I always put my clients first and operate as if my clients are family.

Jennifer is passionate about all things personal risk management. As a Los Angeles-based insurance broker with more than 15 years of experience, she's focused on family offices and business management. 

Having worked at multiple brokerages, she's keenly aware of the best practices and limitations of the insurance industry. Jennifer brings this know-how to the Newfront team, and she's tenacious about providing exceptional service powered by meaningful technology.

Her advocacy is deep and arrayed. From single-family homes and Bel-Air estates to personal vehicles and car collections, there are few risk management challenges that she hasn't encountered. She's always up for the next challenge.

Family Office/Business Management, High Net Worth Personal Lines, Small to Mid - Size Commercial Insurance

I’m passionate about forming trusting relationships with my clients, where we can sit together at the table, and, through open discussions, build an employee benefits program that supports their organizational objectives.

Emily is a dedicated employee benefits enthusiast who isn’t afraid to make bold, smart moves. She joined Newfront to be part of a movement that’s making the insurance experience better--one that brings the industry into the 21st century. In leading Newfront’s Employee Benefits growth and account management goals, she’s committed to delivering best-in-class service to every client. She meets them on their terms while combining industry best practices with technology and innovation.

For Emily, a successful benefits plan must not only be fully compliant with regulations and attract and retain top talent through cost-effective solutions, but it must also align with the company’s organizational objectives and risk management plan. This long-game strategy harnesses the power of other Newfront brokers who have a keen understanding of benefits and property and casualty solutions. Together, they provide end-to-end consultancy for risk management that’s streamlined and comprehensive.

https://www.linkedin.com/in/emily-sugars-8797a8a

Benefits Administration Technology, Compliance Support, Comprehensive Medical Coverage Solutions, and Customized Employee Communications.

I partner with my clients by providing thorough and honest advocacy. Together, we build an insurance portfolio that protects them from the risks inherent to their industry and helps them grow their businesses.

As a is a third-generation insurance broker with over 10 years of experience, Spenser is dedicated to his practice and always puts his clients first.

He’s committed to partnering with his clients for the long term, managing and adapting their portfolios as their needs change, and solving their tough insurance problems when they arise. With Newfront’s technology that creates efficiencies, he’s pleased that he can spend even more time focusing on his clients’ needs rather than on the paperwork. Likewise, his clients can spend more time focusing on growing their businesses, rather than worrying about their insurance.

Spenser is a member of multiple professional associations, local to Orange County, Calfornia and national in scope. In this capacity, he stays on the pulse of industry trends that affect the clients he serves.

https://www.instagram.com/spensernewfrontinsurance/

https://www.linkedin.com/in/spenser-h-lauro-ab495866/

Architects & Engineers Attorneys & Law Firms Technology

I'm an experienced broker here to protect your family by providing a full range of insurance services to meet all of your coverage needs.

As a versatile insurance broker with over 16 years of experience, Bruce's goal is to provide all essential insurance coverage needed to help open doors for businesses, including but not limited to general liability, workers' compensation, and group health. He is also deeply versed in personal lines insurance and can help his clients with their auto, home and umbrella coverage. 

Many of the businesses he partners with entrust him with their personal insurance, so all of their insurance is efficiently placed under one roof. 

https://www.linkedin.com/in/bruce-globerman-7330978

Personal lines, small-to-medium sized businesses, and hard to place risk.

I work to give my clients a competitive advantage in a less-than-friendly insurance system.

Serge is backed by eight years of insurance experience and a Bachelors in Finance and Marketing from CSUS. He's passionate about partnering with clients across all industries to help them develop insurance programs that serve to actualize their business goals. 

His professional ethos is grounded on the belief that when you do what's right by the people you serve, the rest follows. 

He enjoys an earnest chat with a friend, particularly when the subject is about cars (as he's an avid fan) or when life stories and lessons are shared.

https://www.linkedin.com/in/sergevorobets

Short and Long term cost efficiencies, ExMod reduction, insurance consulting, specialty programs.

I've been certified by the food industry, the insurance industry, and insurance carriers to protect your people, your property, your financial statements and your company's reputation.

Raised in the San Joaquin Valley, I've been a National Food & Agribusiness Risk Management Practice Leader for the most successful insurance brokerage firms in the world. My teams and I provide the best traditional insurance broker services with an enterprise risk management plan scaled to perfectly fit your operation. We're able to lower the business insurance spend and add equity to your company. 

Newfront is revolutionizing the insurance industry by focusing on the client experience using cutting edge technology with traditional insurance broker services best practices. I've invested more than money into the people and technology behind the Newfront Insurance Movement. Let's have a conversation about building something better for you.

My priority is about establishing trust in all my relationships—from my clients to the carriers. In this way, I can most effectively identify my clients’  insurance needs and negotiate the best coverages in the market. 

When Steven’s father left Ohio Casualty to start his own insurance brokerage back in the 1950s, Steven was destined for a lifelong, successful career in the insurance industry. After growing his business acumen at his father’s firm, he would merge the company with fellow industry colleague Jeff Malone. Together, they would create one of the leading privately owned brokerages in Southern California, Malone-Ludwig Insurance Services, Inc. 

At the firm, Steven focused first and foremost on the honest, ethical relationships he formed with each of his clients. His mission would be to provide advocacy that responded to all their insurance needs—from auto and home, to business property coverage and workers’ compensation. 

In 2019, Malone-Ludwig would make the next milestone move for their clients by joining forces with Newfront Insurance. At the firm, Steven provides his clients with the same level of detailed service as always strengthened by Newfront’s power of technology and expansive carrier relationships.   

Steven is an avid fisherman, and he fondly showcases dozens of trophies (from the lighthearted tongue-in-cheek to the more notable in distinction) in his home in Los Angeles.

https://www.linkedin.com/in/steven-ludwig-a2247739/

I have been in the insurance business for 14 years, and I made my first move into the industry after a career in the title & escrow world. I’ve built my career in Northern California but cater to clients in a broader geography.

James is a Northern California native with over 14 years of insurance experience specializing in niche markets like environmental risk (mold remediation, asbestos, lead remediation), contractors, and roofing. He strives to find his clients the best coverage for a great price.

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