I’m passionate about forming trusting relationships with my clients, where we can sit together at the table, and, through open discussions, build an employee benefits program that supports their organizational objectives.

Emily is a dedicated employee benefits enthusiast who isn’t afraid to make bold, smart moves. She joined Newfront to be part of a movement that’s making the insurance experience better--one that brings the industry into the 21st century. In leading Newfront’s Employee Benefits growth and account management goals, she’s committed to delivering best-in-class service to every client. She meets them on their terms while combining industry best practices with technology and innovation.

For Emily, a successful benefits plan must not only be fully compliant with regulations and attract and retain top talent through cost-effective solutions, but it must also align with the company’s organizational objectives and risk management plan. This long-game strategy harnesses the power of other Newfront brokers who have a keen understanding of benefits and property and casualty solutions. Together, they provide end-to-end consultancy for risk management that’s streamlined and comprehensive.

https://www.linkedin.com/in/emily-sugars-8797a8a

Benefits Administration Technology, Compliance Support, Comprehensive Medical Coverage Solutions, and Customized Employee Communications.

With a broad spectrum of business know-how, I go to bat for all my clients and find them the best coverage and price.

Insurance runs in Marisa's family. Her father and grandfather were both agents and believed she'd excel at it. However, she needed to figure that out for herself.

Before delving into the world of insurance, she worked in marketing and advertising for brands such as Old Navy, Adidas, and Hilton. She also started and ran a garden design business. Her goal was to make the world a better, greener, and more beautiful place.

She eventually turned her sights to the insurance industry. Previous to Newfront, she worked for 6 years at a Bay Area agency helping clients large and small secure the best auto, home, life, health, and business insurance coverage available.

Marisa is passionate about being a part of Newfront's vision and the way it's making insurance better. While the insurance industry resists change, progress is inevitable. Newfront helps eliminate tedious application and renewal paperwork. She's thrilled to be a part of this modern company and a progressive movement in this industry.

https://www.linkedin.com/in/marisa-k-bradley-5347b3/

I am honored to be entrusted with my clients’ insurance needs and to be their point of contact. My clients reach out to me whenever they have questions about their business or personal risk, and I am always here to find the right answers. 

https://www.facebook.com/kelseymalonenewfront

Kelsey is a third-generation insurance agent with over 20 years in the industry. He learned the ropes at the independent insurance agency formed by his grandfather in 1957, which was passed down to his father in the 1980s. The firm would later come to join forces with a business partner and became Malone-Ludwig Insurance Services, Inc., based out of Southern California.

Over the years at his family’s firm, Kelsey formed a professional ethos that focuses on the holistic coverage needs of his clients. For Kelsey, the best part of his job is making sure he finds the right risk protection for his clients throughout all the exciting changes in their lives—from buying a new home or car and getting married to starting a new business and eventually expanding it. 

Originally from Huntington Beach, California, Kelsey lives in downtown Los Angeles, where he enjoys hiking in any of the area’s many mountain ranges. He also enjoys traveling, recently spending some time in Peru and Columbia. He plans on polishing his Spanish skills to continue his exploration of Spanish-speaking countries. 

https://www.instagram.com/kelseymalonenewfront/

https://www.linkedin.com/in/kelseymalone/

25 years of insurance experience specializing in commercial property. I help large apartment owners modernize their insurance portfolios.

I've been a licensed insurance agent for over 25 years. I obtained my Commercial Lines Coverage Specialist (CLCS) and Professional Workers Compensation Advisor (PWCA) designations to further my insurance expertise and am pursuing my Certified Insurance Counselor (CIC) designation.

My business partner Joe Naworski and I specialize in market rate apartments from California to Texas. We focus on office and industrial buildings and have experience in Tax Credit Housing all across the country. Additionally, we insure several farmers in the San Joaquin Valley.

Market Rate Apartments, Tax Credit Affordable Housing, Course of Construction Insurance

Ultimately, I work to protect my clients' business assets, and by extension, them. I do this by negotiating the best coverage possible, at the lowest responsible price, for all my clients year after year.

Comprehensive Coverage for All Industries

Brian’s experience with insurance is a hero’s journey. Starting in the mailroom of his father’s brokerage, he gradually leaned into the industry, learning the ropes as a broker handling surety bonds, and placing commercial coverages for clients in all industries. After an immersive education in literature and philosophy, Brian was drawn into the business world and ultimately came back to insurance.

Early in his career, he turned his attention to business administration, where he successfully managed multiple businesses and drove an annual revenue increase by more than 40 percent in some cases. Since then, he’s applied his business and insurance expertise to assist organizations in managing their complex risk by building and placing airtight insurance programs. 

Brian graduated from California State University, Sacramento with a Bachelor of Arts in English and a minor in Philosophy, earning various accolades in creative writing as well. He currently lives in his hometown of Sacramento with his wife and three rescue dogs. When he’s not advocating for his clients, he continues to write and contemplate philosophy and world religion. 

https://www.linkedin.com/in/brian-king-a624b011/

My reputation is everything. I’m the first guy to tell my clients that they don’t need a particular coverage. But at the same time, I help them understand the coverages they really need.

Angelo Dionisiou shares an entrepreneurial spirit with his clients that drives his commitment to their risk management advocacy. 

Having grown up in the restaurant business, Angelo knows the ins and outs of the industry. He possesses first-hand knowledge combined with deep business acumen that gives him a unique insight into what insurance services restaurateurs and distributors need in a framework that is cognizant of their business expenses. 

As Vice President at a previous brokerage, Angelo led a team of insurance professionals who were responsible for account management and client growth. He’s earned an MBA from Loyola Marymount University and a Juris Doctor from Loyola Law School. He’s licensed in property & casualty and life & health. Additionally, he holds the Certified Insurance Counselor (CIC) designation.

https://www.linkedin.com/in/angelo-dionisiou-9717b1111

Angelo focuses his attention on restaurants and distributors, helping them place property, casualty, and employee benefits plans. He also advises his clients on their personal coverages.

I'm a Navy veteran turned insurance professional with over 40 years of experience and a broad range of specializations.

After being commissioned by the United States Navy, Tom was attached to the USS Okinawa and had three tours in Vietnam. He was also charged with the U.S. Navy recovery operation of Apollo 15. Later, he joined his father’s insurance agency in Santa Cruz and soon became president, growing the agency from 3 to over 28 people while being licensed in 23 states.

In 1980, the firm built an employee benefits department, earning the distinction of being the first agency in the area to have one. In 1985, he took the agency into the digital age with their first computers. In 1992, he purchased laptops and portable printers for all of the salespeople. He fought for progress in the insurance industry, was an expert witness in fair claims handling and standard of care, and was instrumental in mandating continued education for insurance agents and brokers for the state of California. Additionally, he's served on numerous insurance company advisory boards and participated in designing and scripting programs for specific industries. 

After many years of management, he sold the agency and joined an agency in Fremont, where he stayed for the next 12 years. Many of my clients followed his journey and have maintained him as their insurance advocate for over 30 years.

When he accepted a principal role at Newfront, something he had dreamed about for years had come to life: transformative technology in insurance! He's proud to be part of a movement that's streamlining the industry and making it easier for the client to understand and access their portfolio.

https://www.linkedin.com/in/thomas-kelly-4467364

Radio Broadcasters Insurance, Entertainment and Recording Industry Insurance, Construction Insurance, Cement and Plastering Contractors Insurance Programs including EIFS, Bonding, Quarries, Crane Operators, Wineries, Bars and Taverns, Family and Fine Dining Restaurants, Golf Courses, Manufacturing, Banking and Financial Institutions, Ocean Marine, Building Material Dealers, all forms of Property Insurance, Directors and Officers, Employment Practice, Nonprofits, Medical Malpractice, Professional Liability, Homeowners, Personal Auto, Farming, Inland Marine, Wholesale Distributors, Beer Distributors, International Risk, Aircraft, Watercraft, Shipping, Municipalities, Shopping Centers, Strip Malls and Cyber.

I work to give my clients a competitive advantage in a less-than-friendly insurance system.

Serge is backed by eight years of insurance experience and a Bachelors in Finance and Marketing from CSUS. He's passionate about partnering with clients across all industries to help them develop insurance programs that serve to actualize their business goals. 

His professional ethos is grounded on the belief that when you do what's right by the people you serve, the rest follows. 

He enjoys an earnest chat with a friend, particularly when the subject is about cars (as he's an avid fan) or when life stories and lessons are shared.

https://www.linkedin.com/in/sergevorobets

Short and Long term cost efficiencies, ExMod reduction, insurance consulting, specialty programs.

Im obsessed about personally providing detailed account service.

Tim's been identifying risk management and insurance solutions for clients for over twenty years, from personal lines to non-profits and manufacturing. However, his passion is commercial real estate, having worked in this sector his entire career. His real estate clients trust him for his comprehensive understanding of industry trends and exposures. And his lasting relationships with carriers enable him to negotiate the most effective and competitively priced coverages.

Tim likes to help his clients realize that insurance is more than just a requirement forced upon them. Many valuable coverages are a choice, not a mandate. He helps them reframe how they perceive insurance, so they see insurance as a tool for building the foundation of a sound financial plan that protects their assets.

Licensed Insurance Agent for over 20 years. Specializing in Risk Management and Loss Control Best Practices for Construction Trades Contractors and Manufacturing Risks.

Oscar has dedicated over 20 years to becoming an insurance subject matter expert so he can be the best representative for all of his clients’ needs. By guiding them through a holistic view of their private and business insurance needs, he delivers the knowledge they need to choose the proper insurance coverages and risk management protocols. He also provides succession planning products to put business owners in a position of power at retirement.

With the power of Newfront’s technology and his deep knowledge of insurance, Oscar's able to serve his clients to the highest level possible.

https://www.linkedin.com/in/oscar-valenzuela-8a36b84

Bilingual/Fluent Spanish. Risk Management, Loss Control, Contract Review.

My goals are to recognize the unique needs of each business, simplify the insurance process, and deliver the best possible insurance solutions and experiences to my customers promptly.

Transportation and Warehouse Professionals

Krishna is an Eastbay Northern California resident who earned a computer science degree from UWS, Australia. He possesses  6 years of experience advising businesses in risk management and insurance solutions. His passion lies in working with small- and large-sized businesses across all industries, providing solutions that adequately cover their risk at the best possible price. 

https://www.linkedin.com/in/krishna-patel-516845182

Specializes in Hospitality Hotel & Motels, Small business, Transportation, Technology, warehouse. And if you don’t see your particular industry listed above, I'm still very happy to research and provide a package that is custom designed just for your needs.

I go above and beyond to find the most competitive rates available before presenting you with options. I aim to protect your business while saving you money in any way that I can.

Los Angeles native Nicole Guadarrama has 12 years of experience in commercial insurance and sees her job as helping to protect the livelihoods of her small to medium-sized clients in construction, entertainment, and manufacturing. For Nicole, educating clients on their risk exposures is the top priority, so they can focus on running their businesses. Each venture has unique needs, and Nicole thinks designing the right coverage program is work that's hard and rewarding in equal parts.

In addition to Nicole's for-profit clients, she has served LA nonprofits including community theater companies and the Los Angeles Opera. She's a certified Associate in Risk Management and a Construction Risk and Insurance Specialist. Nicole speaks Spanish and loves building long-term, trusting relationships with her Mexican-American clients.

Nicole joined Newfront because she's confident the company's streamlined systems will serve her clients with the ease they're after. Plus, she's never seen so many happy people at an insurance company before.

https://www.linkedin.com/in/nicole-guadarrama-cris-clcs-04b3b358

Nicole's commercial insurance specialties include construction, non-profits, entertainment, and manufacturing.

After graduating from a top university in Switzerland and consuming many pounds of chocolate, I dove into the forever changing world of insurance. I work with property owners, developers, and hospitality businesses to identify their risks and design best-in-class solutions to protect their assets.

Keane was born and raised in the Bay Area and graduated from a renowned university in Switzerland. Travel is his passion: He's been to over 20 countries, learning from the perspectives and wisdom shared by the people he's lived with and met along the way.

Keane and his team primarily serve property owners and developers, homeowner’s associations, and hospitality businesses (hotels, restaurants, bars, taverns, nightclubs, etc.), and coordinate with insurance companies and third-party resources to create risk mitigation and work safety programs.

Getting to know and understand his clients’ needs is what he enjoys most. Keane works hard to ensure that all his clients are adequately represented to the myriad of insurance companies who partner with Newfront.

https://www.linkedin.com/in/keane-heller-06b7964b

Property Owners and developers, Homeowner’s Associations, and Hospitality Businesses (hotels, restaurants, bars, taverns, nightclubs, etc.)

It is my passion and total enjoyment to build lasting and strong relationships with everyone I interact with. What other industry can provide deep, meaningful relationships that can last for generations? Simply, I love being the 'Insurance Guy.'

As a California native with a background in financial services, broker Josh Young sees a unique role for himself in contributing to the economy of his home state; that is, by making sure his clients are properly insured, he can help their businesses grow over the long term.

Josh works with companies of all sizes. In addition to large financial services clients, he has a passion for covering risk for small to mid-sized ventures, always with an ethical approach: He'll only sell insurance that will help you meet your goals—no more, and no less.

Among those businesses are construction-industry clients who work in painting, remodeling, excavation, and paving, plus a side specialty insuring salons and barber shops.

Josh looks forward to bringing Newfront's competitive markets, ease of service, and outstanding account professionals to new and existing clients.

Josh's commercial insurance specialties include financial and professional services, commercial technology companies, start-up consultants, construction, and barber salons. He also provides personal insurance for private clients.

After leading Zenefits’ P&C Division for 3 years, I joined Newfront to continue building technology that streamlines the P&C brokerage’s internal operations and simplifies initial purchase and renewals.

forrest.wittenmeier@newfrontinsurance.com

https://www.facebook.com/forrest.wittenmeier

As a Commercial Property & Casualty broker, my experience customizing risk management strategies for companies at every stage - from initial funding through acquisition - has made me a trusted partner to VC’s, entrepreneurs, C-level execs, general counsels, HR consultants, financial advisers, attorneys, accountants, and commercial real estate brokers.

I'm passionate about creating exceptional and innovative insurance programs in service to my clients.

Mike is an experienced through leader in the insurance industry with a demonstrated history of negotiating exceptional risk management and insurance solutions for his clients. He is exceptionally skilled in negotiation, property & casualty insurance, and accounting. 

Mike earned an MBA from  the University of California, Los Angeles.

https://www.linkedin.com/in/michael-daoussis-80321251/

I'm always available to my clients, night and day. They stick with me because I take a personal interest in their businesses, and I work hard to learn and grow with them.

After a short stint in law, Pete Johnson launched his insurance career in the claims department of The Hartford in Denver in 1993. Though processing claims wasn't his dream career, the experience taught Pete how much the details matter in insurance. Following a side project in tech in the late 1990s, Pete moved to San Francisco without knowing a soul, and built a thriving commercial insurance business, one new friend at a time.

Through his wife, an architect, Pete developed relationships with contractors, designers, architects, and realtors, which still today form the bulk of his business. Among his clients, Pete is famous for being an early riser; he's known to be at his desk and working by 5:00 am most mornings.

With 25 years of insurance experience under his belt, Pete joined Newfront in 2019, compelled by the company's vision of being the brokerage of the future.

https://www.linkedin.com/in/pete-johnson-72aaa5/

Pete's commercial insurance specialties include real estate, construction, architecture and interiors, non-profits, food distribution, light manufacturing and workers compensation premium recovery. He also provides personal coverage for high net worth individuals.

Based in Los Angeles, I specialize in program design and risk management for businesses in the real estate development/management, hospitality, entertainment, and contracting sectors.

Christian has over 12 years of experience in the insurance industry spanning across various sectors of expertise. He works closely with his clients to deliver the most efficient insurance programs so they may focus their time and energy on growing their businesses. 

Christian has experience in all facets of insurance from underwriting to program design across many different industries including property developers, market-rate and affordable housing, hospitality, nonprofits, entertainment, contractors, auto dealers, and oil haulers.

Property Developers/Managers, Hospitality, Entertainment, Construction

My clients are more than just a policy number, they are my neighbors and partners. Armed with 20 years of experience, I guide my clients through the process of properly protecting their assets. 

Adrianne specializes in personal insurance and risk management for high net worth individuals. She's formed long-standing professional relationships by serving on advisory boards and insurance councils. With Newfront, she continues to provide expert advice to her community and clients.

With the long-standing carrier relationships she's formed over the years, Adrianne brings a hands-on consultative approach to the insurance buying process. Backed by the power of Newfront's world-class technology, she's empowered to make her clients' insurance experience as painless as possible. 

Home, Auto, Umbrella, Collections, Yachts, Rental and Vacation homes.

I come from a background of owning businesses. This gives me a unique lens on how to optimally partner with my clients. I approach insurance with the goal to take away as much risk from the business as possible, through risk control programs and transference to insurance carriers for the right price.

Rick specializes in working with business owners across all industries with a unique focus in the restaurant/bar space, given his background in the trade. Other areas of focus include manufacturing, distribution, cannabis, and property management companies.

He's been in the industry for over 10 years and is currently working on his third CIC class designation, with the goal of completing his full accreditation.

A Southern California native that has lived in San Francisco for over 20 years, Rick is an avid traveler who has been to over 25 countries and counting.

https://www.linkedin.com/in/richard-monetta-a3449818

Restaurants, Bars, Franchises, Cannabis, Manufacturing, Distributors, Property Management

Designing risk management programs for my clients is the perfect convergence of hard data and creative thinking. My depth of insurance knowledge, finance background and collaborative nature allows me to create impenetrable insurance strategies, always acting with the utmost confidentiality and care.

Ms. Jamme is currently a Principal of Newfront Insurance. For over a decade she has been creating both personal and commercial insurance strategies for some of the world’s wealthiest families, inclusive of many listed on the Forbes 400. She has provided insurance advice to CFOs and family offices for real estate investors, tech executives, founders, and venture capitalists. Her discretion and strategic thinking have been some of the most valuable assets added to her partnerships.

Her ability to collaborate with advisory teams — of lawyers, finance professionals, and philanthropic advisors— allows her to architect the most ironclad liability and risk management walls possible, protecting both the wealth and reputation of her clients.

She is an active member of the Private Risk Management Association and CPRIA designated insurance advisor, a regular presenter on topics surrounding art, jewelry and car collection management and has authored several articles on the latest risk management and insurance trends.

Ms. Jamme is an honors graduate of Notre Dame de Namur, majoring in Business with an emphasis in finance and economics, an ambassador for the American Cancer Society ResearcHERS and sits on the Agent Advisory Council for Hagerty the leading collector car insurance provider.

Sheri specializes in providing risk management and insurance advice to CFOs and family offices for real estate investors, tech executives, founders, and venture capitalists.

I began my career in the insurance industry while I was a junior at USC, working my way up from the accounting department to commercial insurance, working with business owners and nonprofit organizations to transfer and manage their risks.

I’m a native Angelina, a life long Los Angeles resident and a graduate of the University of Southern California, with a BS in Social Welfare. I have over 30 years of commercial insurance experience, with a sub-specialty in providing insurance and risk management services to nonprofit organizations.

I earned my Associate in Risk Management (ARM) credentials in the 1990’s. I work with business owners, including professional firms and manufacturers to reduce their exposures to loss.

https://www.linkedin.com/in/maureenbernstein

Nonprofit organizations, professional firms, distributors and manufacturers, restaurants, retail, construction and family owned businesses. I work very well with multiple generations, assisting in the transition of insurance from founders to the next generation of management.

I have over 25 years experience in perfecting how to treat a customer. I started my career at State Farm and from there moved to a brokerage firm where I was able to expand my product and carrier knowledge so I could be of better assistance to a wide variety of insurance needs. I am here to help.

https://www.linkedin.com/in/cherie-bolyarde-50724746/

Home, auto, excess, collections, antique auto, watercraft, RV, small business, new construction, high wildfire exposures and fire dwellings.

I represent my clients with a unique blend of market access in a digital platform that focuses on quality and value.

Steve possesses over 20 years of insurance experience that spans multiple specialties and professions, including contractors, agriculture, hospitality, and service industries nationwide. 

A California native living in the Central Valley, Steve is married with 3 children.

https://www.linkedin.com/in/steve-mccaw-b1725b6

All lines of coverage for Specialty (Cellular) Contractors, Farm Labor Contractors, Growers, Restaurants, Property Owners / Builders / Developers, Restaurants, Janitorial Contractors, and Sport Industries.

I take my clients’ business challenges personally and always ask myself, “What would my client want?” I’m not satisfied with any outcome unless it’s what I would want for my own business.

With over 25 years of experience, David can quickly identify risk exposures and offer solutions from a 360° perspective. 

Prior to being an insurance broker, he was an insurance claims adjuster and a negotiator for a law firm. Throughout his career, he's managed billions of dollars in insurance premium as well as advocated for and helped defend clients in claims and lawsuits exceeding billions of dollars in value. His claims expertise uniquely qualifies him to design watertight insurance programs for his clients and advocate for them during claims resolution to obtain the most favorable results.

In addition to having extensive experience in the insurance industry, he's earned an MBA from the University of Southern California, has sales and operations experience in overseas manufacturing, and is fluent in Mandarin Chinese and English.

David's passion lies in advocating for his domestic and multinational clients and resolving any of their tough insurance problems.

David is a commercial insurance generalist who specializes in hard-to-place risk.

I love taking the time to analyze a company's unique situation, no matter what the size. I assess the entire puzzle, find the levers that will have a real impact on the business, and present what "better" looks like.

Based in Southern California, broker Jamie Ausec has 15 years of insurance experience that began when she took a job with Aflac right out of college. Since then, she's worked in marketing, benefits consulting, and as a broker and HR consultant who strives to do more than just save money for clients; rather, she seeks a dialogue to land on the best employee benefits configuration possible for each company.

Jamie encourages potential clients to reassess their current broker relationships to ensure they're getting the value they’re paying for. There are myriad options for employee benefits coverage, says Jamie, and you should expect your broker to work hard to present them all to you.

Jamie is an avid golfer and a wine enthusiast and in her free time, enjoys life with her two young daughters.

Jamie offers employee benefits insurance and consulting to small and mid-sized companies and specializes in hospitality and manufacturing.

I understand the importance of getting things done quickly and correctly, and that resonates strongly with my clients. I also take special care to explain the details of each business's unique risk, so my clients are well-informed when making decisions.

https://www.facebook.com/steve.decristofaro

With 22 years of insurance experience serving clients in Northern California, Steve DeCristofaro provides commercial coverage to the construction, hospitality, and commercial property industries. Steve launched his insurance career as an underwriter, and after earning an early education in risk management he opted to start advising clients directly as a broker.

Steve considers himself a business partner to his clients and has made every effort over time to understand the day-to-day work of their businesses (he even worked for a painting contractor for some time). He is now an expert in contracts, risk management, and insurance programs for his specialty industries, and takes pride in making himself available to his clients at all hours.

Steve has both a personal and professional interest in psychology and in his free time, he is pursuing a Master of Psychology degree. He is involved in his church and in Sacramento community service projects like helping to provide housing for the homeless. Steve is also an athlete and a percussionist.

https://www.instagram.com/stevedecristofaro/

https://www.linkedin.com/in/steve-decristofaro-27758a6/

Steve's commercial insurance specialties include construction, hospitality, and commercial property.

I am an Independent commercial insurance broker focused on helping business owners with their risk management program. My goal is to provide each client with a comprehensive insurance program, tailored to their needs, including the right coverage at the most competitive rates.

https://www.facebook.com/jake.billingsley.52

https://www.linkedin.com/in/jake-billingsley-61b1434

Specializing in commercial property & casualty insurance with a focus on commercial real estate, construction, and workers compensation.

I’m driven to build lasting relationships with my clients and partner for their long-term success. I’m proud to be that person they call when they need solutions and answers to protect their businesses.

Through constant learning and adapting, Andrew maintains a deeper understanding of the issues in business his clients face, including insurance requirements nationally and internationally. While at Sacramento State College earning his Bachelor’s in Business Administration, he earned his insurance license and began building client relationships, many of which he still holds today. He then went back for his MBA and took a series of courses on international studies in Sydney, Australia, all the while maintaining his clients in the States. By twenty-one, he built a book of business worth over $1 million in premium.

His tenacity drives him to obtain the best insurance solutions for his clients. For Andrew, this means not just finding the initial coverages, but also proactively staying on top of trends and evolving carrier solutions to find better programs and lower rates year after year.

https://www.linkedin.com/in/andrew-nave-099926153/

My role is to influence my clients’ balance sheets. I focus on understanding their business and responding to their complex risk management and insurance needs with sophisticated insights and solutions.

Having been a successful business owner, Stephen approaches every client’s insurance challenges from a uniquely qualified vantage point. He built and grew a cargo and logistics company based in Detroit, which he later sold when he moved back to St. Louis to work in the insurance industry. Since then, he’s been helping businesses in transportation, energy, manufacturing, and logistics protect their assets from risk and improve their balance sheets.

Stephen’s career is marked by continuous contributions to brokerage team growth, establishing multiple middle-market divisions across the south and midwest regions for various international brokerages.

At Newfront, he continues to leverage his expertise and know-how by partnering with clients to help them achieve business success. He’s also charged with developing Newfront’s midwest division—one that champions the professional goals of each team member, as well as the business and organizational goals of the firm.   

Born and raised in Detroit, Stephen is a midwesterner at heart. Ultimately settling in St. Louis, he and his wife proudly raised four children who completed college and have become successful professionals in their own right.  

https://www.linkedin.com/in/stephen-gorman-a0ab8912/

https://www.linkedin.com/in/hellomikecheng

I partner with my clients to help develop a robust insurance program which not only provides the best pricing but brings great value by creating ways to reinvest their insurance dollars back into their business. I help my clients to improve their safety culture and risk management processes.

Susan moved to the Bay Area from Southern California over 20 years ago and has been a licensed commercial property and casualty broker since then. She specializes in the hospitality, construction, and manufacturing industries.

She prides herself in being the first person her clients call when it comes to identifying the best risk management practices. She's excited to be a resource that helps them achieve business success.

Hotels, restaurants, contractors and metal fabricators and manufacturers

My clients think of me as their outsourced insurance department. I take one more worry off their plate by protecting their businesses from risk.

Watertight commercial coverage across all industries

Ted is a Bay Area native with over 20 years of experience in the commercial insurance space. While he considers himself to be a generalist, he has many clients who are in the wholesale, manufacturing, construction, and commercial property industries. He makes it his job to understand the nuts and bolts of their businesses and how different insurance products can mitigate the unique risks they face. 

Having co-founded and built a private brokerage from the ground up, he knows what it takes to provide quality service for clients without creating barriers of bureaucracy. That’s why he joined Newfront: When he has suggestions for efficiencies in service to his clients, he's confident that Newfront will implement them without delay.

His client relationships span decades, not years. He's passionate about being the person his clients turn to for their insurance challenges, and he never loses sight of the fact that they trust him to be a partner in their success. Whatever their insurance needs, they know he'll get it done. 

When Ted's not advocating for his clients, he enjoys spending time with his two daughters, golfing, playing softball, and mountain biking.

https://www.linkedin.com/in/ted-gingrich-84a08117/

Wholesale, Manufacturing, Construction, Commercial Property

As an experienced insurance sales leader, I help technology and private equity companies propel their business success through properly structured risk management and insurance programs. 

Nick transitioned into the insurance industry after spending 16 years running national and international sales teams in the media and technology sectors.

He specializes in large complex deals with international exposures. He's worked in the private equity arena providing M&A due diligence and building portfolio programs to reduce costs and improve terms and conditions, focusing on technology and life science risks.

In his spare time, Nick is actively involved in the lacrosse community, traveling frequently to watch his kids play the sport for their colleges.

https://www.linkedin.com/in/nick-mayle-6a5294

High-growth technology startups, biotechnology, and private equity.

I enjoy consulting with my clients to solve their business challenges from an insurance perspective and beyond. Over time, I become a trusted member of my clients’ business teams by putting their interests first.

Based in Pasadena with clients throughout California, producer Paul Huang has over 16 years of insurance experience serving business owners in manufacturing, import wholesale, professional services, and commercial and multi-unit residential real estate. He also offers trade credit insurance, a specialty coverage for accounts receivables.

Paul holds a Chartered Property Casualty Underwriter designation, a rigorous educational certification which enables him to craft especially creative insurance programs for clients and negotiate more aggressively with underwriters on clients' behalves. He also has a degree in Business Economics from UCLA.

Paul spends his free time with his wife and two daughters, often traveling as a family. When he can, Paul enjoys high-performance driving on race tracks in Southern California.

Paul's commercial insurance specialties include manufacturing, import wholesale, professional services, and real estate.

I grew up in an area where agriculture was vibrant and I always knew I wanted to be tied in with agriculture in some way. Today, I want to help farmers have a better quality of life by taking away some of their responsibilities so they can do what they love and I can do what I love—protecting them.

As head of agribusiness at Newfront, Seth Word guides our agriculture, horticulture, and cannabis practice and producers. A native of Salinas Valley, California, Seth most recently owned Cultivate Insurance Services, acquired by Newfront in September 2019.

Seth has 13 years of insurance experience and a background in sales. He was the number one producer for new business at every agency he’s ever worked, and one of the top brokers of cannabis insurance in California. He opened Cultivate in January 2018, and launched a proprietary safety management system designed to lower occupational safety risks—now a value added offering available to all Newfront clients in agribusiness and beyond.

Seth participates in community organizations like Rotary International and has served on boards of various non-profits. After appearing as a contestant on the TV show The Biggest Loser, he traveled around the country speaking to kids and adults about healthy lifestyles. In his free time, Seth enjoys playing golf, running, and spending time with his family.

https://www.linkedin.com/in/seth-word-4769173

Seth provides commercial insurance and risk management consulting to the agriculture, horticulture, and cannabis industries.

I’m honored to have personal relationships with my clients. And I’ll never stop working for their businesses.

Byron's advocacy to his clients includes setting up intentional risk management strategies before going to market. That way, their businesses are placed in the most favorable light and they are able to secure the most competitive coverages. He's passionate about helping his clients keep their properties and human capital protected from risks.

As a member of Newfront’s steering committee, he's focused on helping the firm innovate technology solutions that are in service to his clients. His goal is to make sure Newfront meets its clients on their terms. In advocating for his clients, he's committed to assuring that our systems align with how they’d like to experience their insurance.

https://www.linkedin.com/in/byronrossinsurance/

Byron provides commercial insurance for the manufacturing, hospitality, and building maintenance industries.

I have been in the insurance business for 14 years, and I made my first move into the industry after a career in the title & escrow world. I’ve built my career in Northern California but cater to clients in a broader geography.

James is a Northern California native with over 14 years of insurance experience specializing in niche markets like environmental risk (mold remediation, asbestos, lead remediation), contractors, and roofing. He strives to find his clients the best coverage for a great price.

He studied at the University of California, earning a degree in Business Administration and Law. 

https://www.linkedin.com/in/james-ayoob-830a1133

Environmental coverages for contractors who deal with remediation and consulting in the fields of Mold, Asbestos, and Lead

I’ve seen it all, and I find it extremely gratifying to protect my clients from low-value policies and guide them to smart coverage that’s competitively priced.

Going on 40 years of experience providing commercial insurance for those who have a stake in the real estate community, David is passionate about helping contractors, board members, managers, and homeowners keep their properties safe from risks, known and unknown. 

As part of his dedication to his clients, and at no cost to them, he reviews management company vendors for compliance with all insurance, licensing, and documentation requirements. This level of service helps clients increase productivity while adding layers of protection for their business and association clients.

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